Credit union · NCUA insured
Alliance Catholic Credit Union CD Rates
Alliance Catholic Credit Union’s best CD rate is 3.75% APY on a 13-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Alliance Catholic Credit Union’s CD rates compare
Compared with banks and credit unions near Detroit, MI, where Alliance Catholic Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alliance Catholic Credit Union
3.75%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $407
Regular Share Certificates
Top rate
FreeStar Financial Credit Union
5.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $798
2nd-highest rate
Diversified Members Credit Union
5.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $515
Alliance Catholic Credit Union CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alliance Catholic Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificates
Up to 3.75%APY · 10 terms
Rates guaranteed for the term of the Certificate. Dividends compounded and paid monthly. Early withdrawal penalty: for CDs with maturities of 9 months or less, penalty is 90 days of dividends/interest; for CDs with maturity of 12 months or greater, other than 13-Month Flexible CD, penalty is 180 days of dividends/interest. For 13-Month Flexible CD, one withdrawal up to 25% of the principal balance can be made without penalty; subsequent withdrawals penalized 180 days of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTraditional & Roth IRAs NOT available | 1.00% | $25 |
| 6 months | 3.50% | $173 |
| 9 months | 1.00% | $75 |
| 12 months | 3.00% | $300 |
| 13 months13 Month Flexible CD: one withdrawal up to 25% of the principal balance can be made without penalty; subsequent withdrawals penalized 180 days of interest | 3.75% | $407 |
| 24 months | 2.00% | $404 |
| 30 months | 3.50% | $898 |
| 36 months | 2.00% | $612 |
| 48 months | 2.50% | $1,038 |
| 60 months | 2.50% | $1,314 |
Sources (1)
- allianceccu.com/open/certificates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
Up to 3.75%APY · 9 terms
Includes Traditional and Roth IRA Certificates. All IRA eligibility restrictions and requirements apply. Rates guaranteed for the term of the Certificate. Dividends compounded and paid monthly. Early withdrawal penalty: for CDs with maturities of 9 months or less, penalty is 90 days of dividends/interest; for CDs with maturity of 12 months or greater, other than 13-Month Flexible CD, penalty is 180 days of dividends/interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 9 months | 1.00% | $75 |
| 12 months | 3.00% | $300 |
| 13 months13 Month Flexible CD: one withdrawal up to 25% of the principal balance can be made without penalty; subsequent withdrawals penalized 180 days of interest | 3.75% | $407 |
| 24 months | 2.00% | $404 |
| 30 monthsFor Traditional & Roth IRAs ONLY | 3.50% | $898 |
| 36 months | 2.00% | $612 |
| 48 months | 2.50% | $1,038 |
| 60 months | 2.50% | $1,314 |
Sources (1)
- allianceccu.com/open/certificates · captured Oct 5, 2026
Who can join Alliance Catholic Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Other ways
- Membership is open to people who live, work, worship, and study at Catholic schools, parishes, and organizations.
Membership information collected October 5, 2026.