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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Cincinnati, OH-KY-IN metro

Showing 26–50 of 53 scored for CDs

  1. St. James Parish Credit Union3–8 mo 2.78% · 9–15 mo 3.82% · 16–30 mo 3.76% · 31–60 mo 0.35%

    Credit union · 1 branch

    79CD score#26 in Cincinnati, OH-KY-IN metro
  2. Miami University Community Federal Credit Union3–8 mo 3.35% · 9–15 mo 3.50% · 16–30 mo 3.45% · 31–60 mo 3.60%

    Credit union · 3 branches

    78CD score#27 in Cincinnati, OH-KY-IN metro
  3. Whitewater Community Credit Union3–8 mo 3.80% · 9–15 mo 3.03% · 16–30 mo 3.55% · 31–60 mo —

    Credit union · 1 branch

    77CD score#28 in Cincinnati, OH-KY-IN metro
  4. Heritage Bank3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 1.40% · 31–60 mo 2.53%

    Bank · 19 branches

    76CD score#29 in Cincinnati, OH-KY-IN metro
  5. Peoples Bank3–8 mo 3.54% · 9–15 mo 3.50% · 16–30 mo 3.75% · 31–60 mo —

    Bank · 18 branches

    76CD score#30 in Cincinnati, OH-KY-IN metro
  6. F&M Bank3–8 mo — · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.50%

    Bank · 1 branch

    76CD score#31 in Cincinnati, OH-KY-IN metro
  7. Christian Family Credit Union3–8 mo 3.55% · 9–15 mo 3.55% · 16–30 mo 3.29% · 31–60 mo 3.29%

    Credit union · 1 branch

    75CD score#32 in Cincinnati, OH-KY-IN metro
  8. FCN Bank3–8 mo 0.15% · 9–15 mo 3.79% · 16–30 mo 3.48% · 31–60 mo 3.28%

    Bank · 4 branches

    75CD score#32 in Cincinnati, OH-KY-IN metro
  9. Friendship State Bank3–8 mo 3.41% · 9–15 mo 3.41% · 16–30 mo 3.30% · 31–60 mo 3.46%

    Bank · 4 branches

    75CD score#34 in Cincinnati, OH-KY-IN metro
  10. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 19 branches

    74CD score#35 in Cincinnati, OH-KY-IN metro
  11. TruPartner Credit Union3–8 mo 3.25% · 9–15 mo 3.25% · 16–30 mo 3.25% · 31–60 mo 3.50%

    Credit union · 4 branches

    74CD score#36 in Cincinnati, OH-KY-IN metro
  12. AllWealth Federal Credit Union3–8 mo 1.50% · 9–15 mo 3.25% · 16–30 mo 3.40% · 31–60 mo 3.25%

    Credit union · 2 branches

    73CD score#37 in Cincinnati, OH-KY-IN metro
  13. Huntington Bank3–8 mo 4.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 36 branches

    72CD score#38 in Cincinnati, OH-KY-IN metro
  14. Greater Cincinnati Credit Union3–8 mo 3.30% · 9–15 mo 3.30% · 16–30 mo 3.25% · 31–60 mo 3.20%

    Credit union · 4 branches

    72CD score#39 in Cincinnati, OH-KY-IN metro
  15. Harrison Building and Loan3–8 mo 3.80% · 9–15 mo 3.25% · 16–30 mo 0.40% · 31–60 mo 0.75%

    Bank · 3 branches

    71CD score#40 in Cincinnati, OH-KY-IN metro
  16. Farmers & Merchants Bank3–8 mo 2.26% · 9–15 mo 3.55% · 16–30 mo 3.29% · 31–60 mo 2.27%

    Bank · 1 branch

    70CD score#41 in Cincinnati, OH-KY-IN metro
  17. Miami Savings Bank3–8 mo 2.00% · 9–15 mo 4.00% · 16–30 mo 0.30% · 31–60 mo 0.75%

    Bank · 4 branches

    70CD score#42 in Cincinnati, OH-KY-IN metro
  18. AurGroup Financial CU3–8 mo 3.00% · 9–15 mo 3.00% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 4 branches

    68CD score#43 in Cincinnati, OH-KY-IN metro
  19. Presidents Federal Credit Union3–8 mo 2.28% · 9–15 mo 2.53% · 16–30 mo 3.05% · 31–60 mo 2.28%

    Credit union · 1 branch

    66CD score#44 in Cincinnati, OH-KY-IN metro
  20. MyUSA Credit Union3–8 mo 0.25% · 9–15 mo 3.75% · 16–30 mo 0.50% · 31–60 mo 0.65%

    Credit union · 3 branches

    65CD score#45 in Cincinnati, OH-KY-IN metro
  21. Northern Kentucky Federal Credit Union3–8 mo 2.75% · 9–15 mo 2.75% · 16–30 mo 3.00% · 31–60 mo —

    Credit union · 2 branches

    65CD score#46 in Cincinnati, OH-KY-IN metro
  22. Cincinnati HealthCare Associates Federal Credit Union3–8 mo — · 9–15 mo 2.00% · 16–30 mo 2.25% · 31–60 mo 3.00%

    Credit union · 1 branch

    65CD score#47 in Cincinnati, OH-KY-IN metro
  23. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 64 branches

    65CD score#48 in Cincinnati, OH-KY-IN metro
  24. Sorg Bay West Federal Credit Union3–8 mo 2.78% · 9–15 mo 2.78% · 16–30 mo 2.78% · 31–60 mo —

    Credit union · 1 branch

    65CD score#49 in Cincinnati, OH-KY-IN metro
  25. Local 392 Federal Credit Union3–8 mo — · 9–15 mo 1.51% · 16–30 mo 1.71% · 31–60 mo 2.52%

    Credit union · 1 branch

    63CD score#50 in Cincinnati, OH-KY-IN metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 42 of the 95 institutions with a branch in Cincinnati, OH-KY-IN metro have too few rates published or captured to score. Rankings are a preview, not awards.