Credit union · Privately insured
Greater Cincinnati Credit Union
A $135.3M credit union headquartered in Cincinnati, OH, with 7,957 members and 4 branches in Ohio. Best rates: CDs 3.66% and savings 1.66% APY.
Greater Cincinnati Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#20 of 58 in Cincinnati, OH-KY-IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About Greater Cincinnati Credit Union
Organized and chartered by the State of Ohio in 1935, Greater Cincinnati Credit Union is a member-owned financial cooperative institution.
Headquartered in Silverton, Ohio, the credit union operates four branch locations across the Greater Cincinnati area.
Originally named Cincinnati Teachers Association Credit Union, it later adopted its current name in 2002 and completed mergers with North College Hill Community Credit Union and Big Four Credit Union.
- Headquarters
- 7221 Montgomery Rd, Cincinnati, OH 45236
- NCUA charter
- 96722
Branches
4 branches in Ohio
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Ohio
4 branches
- SilvertonMain office7221 Montgomery Rd, Cincinnati, OH 45236Directions
- North College Hill6899 Hamilton Ave, Cincinnati, OH 45224Directions
- Western Hills5440 Muddy Creek Rd, Cincinnati, OH 45238Directions
- Mason7948 S Mason Montgomery Rd, Mason, OH 45040Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.38% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.46% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.62% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $74 | $76 | — |
- CapitalNet worth ratio13.38%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.46%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.62%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$74Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greater Cincinnati Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.