Credit union · NCUA insured
AllWealth Federal Credit Union CD Rates
AllWealth Federal Credit Union’s best CD rate is 3.40% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How AllWealth Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where AllWealth Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AllWealth Federal Credit Union
3.40%APY
- Term
- 18 months
- Minimum
- —
- Earns on $10,000
- $514
Certificates
Top rate
Peoples Exchange Bank
4.50%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $488
2nd-highest rate
Community Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,412
AllWealth Federal Credit Union CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo1.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.40%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AllWealth Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.40%APY · 10 terms
All dividends are compounded daily. APYs assume principal and dividends remain on deposit for the entire term. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.40% | $10 |
| 6 months | 1.50% | $75 |
| 9 months | 2.00% | $150 |
| 12 months | 3.25% | $325 |
| 18 months | 3.40% | $514 |
| 24 months | 3.25% | $661 |
| 30 months | 2.75% | $702 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (1)
- allwealth.org/share-yield-rates · captured Sep 17, 2026
Special-purpose accounts
IRA Certificates
Up to 3.40%APY · 10 terms
All dividends are compounded daily. APYs assume principal and dividends remain on deposit for the entire term. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.40% | $10 |
| 6 months | 1.50% | $75 |
| 9 months | 2.00% | $150 |
| 12 months | 3.25% | $325 |
| 18 months | 3.40% | $514 |
| 24 months | 3.25% | $661 |
| 30 months | 2.75% | $702 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (1)
- allwealth.org/share-yield-rates · captured Sep 17, 2026
Who can join AllWealth Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Butler County are eligible for membership.
Cost to join
- An initial $5.00 deposit into a savings account is required to establish a member share.
Membership information collected October 5, 2026.