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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Cincinnati, OH-KY-IN metro

  1. Peoples Exchange Bank13-Month CD SpecialCD · 13 months

    Bank · 1 branch

    4.50%APY$488 over 13 months on $10,000intro rate
  2. Community Savings BankCertificates of DepositCD · 36 months · $5,000 min

    Bank · 1 branch

    4.50%APY$1,412 over 36 months on $10,000
  3. Top Carrot, Carrot Score 90
    Cinfed Credit Union45 Month 450 CertificateCD · 45 months · $500 min

    Credit union · 7 branches

    4.50%APY$1,795 over 45 months on $10,000intro rate
  4. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 60 months · $500 min

    Bank · 4 branches

    4.50%APY$2,462 over 60 months on $10,000
  5. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · 4 branches

    4.38%APY$438 over 1 year on $10,000
  6. Children's Medical Center Federal Credit UnionCertificates of DepositCD · 24 months · $500 min

    Credit union · 1 branch

    4.36%APY$891 over 24 months on $10,000
  7. Kemba Credit UnionCertificatesCD · 40 months · $500 min

    Credit union · 11 branches

    4.35%APY$1,525 over 40 months on $10,000intro rate
  8. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 9 branches

    4.25%APY$317 over 9 months on $10,000
  9. Top Carrot, Carrot Score 87
    L&N Federal Credit UnionCertificatesCD · 9 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$317 over 9 months on $10,000
  10. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 46 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  11. Top Carrot, Carrot Score 90
    River Valley Credit UnionCD SpecialCD · 15 months

    Credit union · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  12. Citizens Federal Savings & Loan AssociationCertificate of Deposit (CD)CD · 16 months · $1,000 min

    Bank · 1 branch

    4.25%APY$571 over 16 months on $10,000
  13. Top Carrot, Carrot Score 87
    General Electric Credit UnionCertificatesCD · 18 months · $0 min

    Credit union · 13 branches

    4.25%APY$644 over 18 months on $10,000
  14. Top Carrot, Carrot Score 89
    Republic BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 8 branches

    4.25%APY$2,313 over 60 months on $10,000
  15. Top Carrot, Carrot Score 90
    Cinfed Credit UnionSmart30 CertificatesCD · 30 months · $50 min

    Credit union · 7 branches

    4.20%APY$1,083 over 30 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cincinnati, OH-KY-IN metro

650 CDs at 66 banks and credit unions · checked Oct 15–22

Typical
3.10%
Top 10% from
4.00%
Banks, typical
1.35%
Credit unions, typical
3.40%

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Cincinnati, OH-KY-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Superior Credit UnionCredit union · 5 branches
  2. CommunityAmerica Credit UnionCredit union · 1 branch
  3. Central BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate