Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Cincinnati, OH-KY-IN metro
- General Electric Credit UnionThrive Money MarketThrive Money Market · $0 min · 1.80%–4.25% by balance
Credit union · 13 branches
4.25%APY$425 a year on $10,000intro rateRequirements
Product: Introductory offer 4.25% APY for first 90 days with $5,000 new money balance, funded within 30 days. Standard tiers 1.80% APY on balances. Membership eligibility required.
Offer: Tier 1 rate on daily balance up to $99.99.
Promotional rate · 1.79% interest rate · No monthly fee · Effective Jan 9, 2026
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $100 1.80% $100 – $5,000 1.80% $5,000 and upYour amountNew Thrive Money Market account; funded within 30 days; maintain $5,000 minimum; introductory period 90 days. 4.25% $25,000 – $250,000 1.80% $250,000 and up 1.80% Rate checked
More details - 4.25%APY$425 a year on $10,000intro rate
Requirements
Product: Offer effective 9/25/2026; available to new money and new customers only. Promotional APY is guaranteed for six months from account opening, after which standard variable rate applies. Fees may apply for early account closure.
Offer: Earns 0.10% APY. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $5,000 0.10% $5,000 and upYour amountguaranteed for 6 months. 4.25% Rate checked
More details - Pathways Financial Credit UnionPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000intro rateRequirements
Product: Available only on new Promotional Money Market accounts opened between August 1, 2026 and September 30, 2026. Funds must be new to Pathways Financial Credit Union and transferred from another financial institution; existing Pathways deposits and existing Money Market accounts do not qualify. Promotional rate applies through January 31, 2027; after January 31, 2027, automatically converts to a standard Pathways Money Market Account.
Offer: Promotional APY earned through January 31, 2027 on qualifying new money with a minimum balance of $2,500.
Promotional rate · 3.93% interest rate · Effective Aug 1, 2026
Rate checked
More details - 3.95%APY$395 a year on $10,000
Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Term account allowing continuous deposits. APY based on CD rate schedule.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - Republic BankPromotional Premium Money Market AccountPromotional Premium Money Market Account · $5,000 min · 0.65%–3.75% by balance
Bank · 8 branches
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: Requires applicant to be a Tennessee resident and not have a Republic Bank personal Money Market account at opening. Must open or maintain a primary Republic personal checking account and conduct 5 or more qualifying transactions (Direct deposit ACH credit, Bill Pay, POS Debit, ACH Debit) within any one of the first 3 statement cycles following opening; otherwise rate reverts to standard chart. Must be opened with at least $5,000 in funds not currently held on deposit at Republic Bank. A $10 fee applies if balance falls below $5,000 during statement cycle. Interest rate paid on entire balance.
Qualified rate · 0.65% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Promotional Premium Money Market Account Balance APY Up to $5,000 0.65% $5,000 – $100,000Your amountPromotional rate requires qualifying checking account and transaction criteria. 3.75% $100,000 – $7,500,000Promotional rate requires qualifying checking account and transaction criteria. 3.75% Over $7,500,000 0.65% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 36 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 36 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
3.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. Must be 18+ to apply online or 16+ to apply in branch with parent/guardian.
Offer: Requires meeting qualifications in attached Kasasa Cash or Kasasa Cash Back checking account during monthly qualification cycle (at least 12 debit card purchases post and settle, enrolled in and agree to receive e-statements, and enrolled in/log into online banking).
Qualified rate · No monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 3.00% $50,000 and up 2.50%* Rate checked
More details - Christian Family Credit UnionChurch Variable SharesSavings · $25 min · 0.25%–3.55% by balance
Credit union · 1 branch
2.52%APY$252 a year on $10,000Requirements
Product: Dividends computed daily and paid quarterly.
Offer: Balance below $10,000 minimum. May be assessed a monthly below minimum balance fee.
0.25% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Church Variable Shares Balance APY Up to $9,999 0.25% $10,000 – $24,999Your amount 2.52% $25,000 – $99,999 3.03% $100,000 – $199,999 3.29% $200,000 and up 3.55% Rate checked
More details - River Valley Credit UnionMoney MarketMoney Market · $25 min · 0.02%–2.65% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Membership eligibility is open to those who live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble, or Warren Counties. Dividends are compounded monthly.
Offer: Base tier. Dividends compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.02% $2,500 – $9,999Tier 1. 2.40% $10,000 – $24,999Your amountTier 2. 2.50% $25,000 – $49,999Tier 3. 2.55% $50,000 – $249,999Tier 4. 2.60% $250,000 and upTier 5. 2.65% Rate checked
More details - Wright-Patt Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min
Credit union · 3 branches
2.50%APY$250 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly. Variable rate account. No monthly service fees. Free checks available with a balance of $10,000 or more. NCUA insured up to $250,000.
No monthly fee
Rate checked
More details - Superior Credit UnionMoneyMax Money Market AccountsMoneyMax Money Market Accounts · $2,500 min · 0.00%–2.75% by balance
Credit union · 5 branches
2.25%APY$225 a year on $10,000Requirements
Product: Minimum balance to open MoneyMax account is $2,500.00. Dividends compounded and credited monthly. Balance method based on average daily balance.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for MoneyMax Money Market Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 2.25% $25,000 – $100,000 2.50% $100,000 and up 2.75% Rate checked
More details - Republic BankPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.75%–2.50% by balance
Bank · 8 branches
2.25%APY$225 a year on $10,000Requirements
Product: Must be opened with funds not currently held on deposit at Republic Bank. To avoid a $10 monthly fee, maintain a $5,000 minimum balance each statement cycle. Interest rate paid on entire balance in account.
0.75% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.75% $5,000 – $100,000Your amount 2.25% $100,000 – $7,500,000 2.50% $7,500,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cincinnati, OH-KY-IN metro
171 accounts at 64 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches