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Credit union · NCUA insured

Northern Kentucky Federal Credit Union CD Rates

Northern Kentucky Federal Credit Union’s best CD rate is 3.00% APY on an 18-month share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 22, 2026.

How Northern Kentucky Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Northern Kentucky Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Northern Kentucky Federal Credit Union

    3.00%APY

    Term
    18 months
    Minimum
    $10,000
    Earns on $10,000
    $453

    Shared Certificates (CDs)

  • Top rate

    Peoples Exchange Bank

    4.50%APY

    Term
    13 months
    Minimum
    —
    Earns on $10,000
    $488

    Peoples Exchange Bank rates

  • 2nd-highest rate

    Community Savings Bank

    4.50%APY

    Term
    36 months
    Minimum
    $5,000
    Earns on $10,000
    $1,412

    Community Savings Bank rates

Compare CD rates near you →

Northern Kentucky Federal Credit Union CD score

65

CD score

Higher than 14% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.75%
  • 9–15 months9–15 mo2.75%
  • 16–30 months16–30 mo3.00%
  • QualifiedQualified3.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Northern Kentucky Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Northern Kentucky Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Northern Kentucky Federal Credit Union overview