Credit union · NCUA insured
Presidents Federal Credit Union
A $14.8M credit union headquartered in Cleves, OH, with 1,139 members and 1 branch in Ohio. Best rates: CDs 3.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs663.05%for 16–30 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Presidents Federal Credit Union
Presidents Federal Credit Union was founded on January 31, 1956, as Porplasco Employees Credit Union with the help of a Fortune 500 company.
The credit union changed its name to Presidents Federal Credit Union in 2000 under a new community-based federal charter.
Headquartered in Cleves, Ohio, it serves members who live, work, worship, volunteer, or attend school in Miami and Whitewater Townships in Hamilton County.
- Headquarters
- 4135 Hamilton Cleves Rd, Cleves, OH 45002-9755
- NCUA charter
- 24530
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, volunteers, or attends school in Miami and Whitewater Township in Hamilton County, Ohio.
Family and household
- All members of the family or household of an existing member with an established Savings Account are eligible for membership.
Branches
1 branch in Ohio
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Ohio
1 branch
- Main BranchMain office4135 Hamilton Cleves Rd, Cleves, OH 45002Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.74% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.71% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.84% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio13.74%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.71%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.84%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Presidents Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.