Credit union · NCUA insured
Presidents Federal Credit Union CD Rates
Presidents Federal Credit Union’s best CD rate is 3.05% APY on a 19-month share certificate (CD). Terms run from 7 months to 37 months. Rates checked October 16, 2026.
How Presidents Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Presidents Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Presidents Federal Credit Union
3.05%APY
- Term
- 19 months
- Minimum
- $1,000
- Earns on $10,000
- $487
Share Certificate (CD)
Top rate
Peoples Exchange Bank
4.50%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $488
2nd-highest rate
Community Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,412
Presidents Federal Credit Union CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo2.53%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo2.28%
- QualifiedQualified3.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Presidents Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate (CD)
Up to 3.05%APY · 5 terms
All certificates require a minimum deposit of $1000.00. Substantial penalties may be imposed for early withdrawal. Dividends are compounded and paid quarterly on the anniversary date of the certificate. Fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months | 2.28% | $132 |
| 13 months | 2.53% | $274 |
| 19 months | 3.05% | $487 |
| 25 months | 2.53% | $534 |
| 37 months | 2.28% | $720 |
Sources (2)
All captured Sep 17, 2026
Who can join Presidents Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, volunteers, or attends school in Miami and Whitewater Township in Hamilton County, Ohio.
Family and household
- All members of the family or household of an existing member with an established Savings Account are eligible for membership.
Membership information collected October 5, 2026.