Bank · FDIC insured
FCN Bank
A $812.5M bank headquartered in Brookville, IN, with 6 branches in 2 states. Best rates: CDs 3.79% and savings 0.10% APY.
FCN Bank Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#45 of 58 in Cincinnati, OH-KY-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About FCN Bank
Headquartered in Brookville, FCN Bank operates offices in the nearby towns of Batesville, Connersville, Harrison, Lawrenceburg, and Sunman.
Locally owned and operated since 1901, the bank has served its local communities for over 120 years.
- Headquarters
- 501 Main St, Brookville, IN 47012
- FDIC certificate
- 4319 ↗
Branches
6 branches in 2 states
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Indiana
5 branches
Cincinnati area · 3
- FCN Bank, National AssociationMain office501 Main St, Brookville, IN 47012Directions
- Batesville Branch1060 State Road 229, Batesville, IN 47006Directions
- Lawrenceburg Branch595 W Eads Pkwy, Lawrenceburg, IN 47025Directions
Connersville area · 1
- Connersville Branch105 W 3rd St, Connersville, IN 47331Directions
Sunman area · 1
- Sunman Branch226 N Meridian St, Sunman, IN 47041Directions
Ohio
1 branch
- Harrison Branch590 Ring Rd, Harrison, OH 45030Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.92% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.02% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $78 | $81 | — |
- CapitalLeverage ratio9.92%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.02%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$78Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of FCN Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.