Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 26 in Cincinnati, OH-KY-IN metro · median 11.50% APR
- 7.90%APRas low as · up to 9.90%
7.90% APR, up to 9.90%
Terms
Fixed APR for purchases depending upon credit history. Credit limits range from $500 to $7,500. 25-day grace period on purchases. Minimum monthly payment of 3% of balance.
Credit card score 93 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APR for purchases, balance transfers, and cash advances. Rates illustrated reflect a 0.25% discount for having Credit Union checking account with direct deposit of $500 or more each month. Actual loan rate will be determined from your credit score.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Credit Score: 680+ (Tier A+/A)
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable rate based on creditworthiness.
Credit card score 87 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Tier A+. Diamond Club rate. Diamond Club members must have a Share Savings account, Share Draft Checking account, VISA Debit Card, and a VISA Credit Card. Maximum limit $25,000.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates apply to purchases, balance transfers and cash advances.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No annual fee. 25-day grace period. Approval based upon credit worthiness.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. No annual fee. No balance transfer fee. Rates vary by individual credit score and are subject to change.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Credit limit up to $15,000.00. 25-day grace period.
Credit card score 83 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Fixed purchase APR as low as 9.96% based on creditworthiness.
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 13.99%
9.99% APR, up to 13.99%
Terms
Non-variable purchase rate. Rates vary based on credit profile (from 9.99% to 13.99% APR). Maximum credit limit up to $20,000.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 16.99%
10.99% APR, up to 16.99%
Terms
Standard variable APR of 10.99% - 16.99% (up to 16.74% in detail page footnotes) for purchases and balance transfers, based on creditworthiness. Determined by adding margin to Prime Rate published in WSJ effective first day of Jan, Apr, Jul, Oct.
Credit card score 77 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Variable rate based on Prime plus 4.00%. Subject to credit approval; rates based on individual credit.
Credit card score 77 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 20.74%
12.74% APR, up to 20.74%
Terms
After the introductory period, a variable APR, currently Prime + 5.74% to Prime + 13.74% applies, based on creditworthiness.
Credit card score 69 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Cincinnati, OH-KY-IN metro
26 banks and credit unions · checked Oct 16–22
- Typical
- 11.50%
- Top 10% up to
- 9.37%
- Banks, typical
- 13.99%
- Credit unions, typical
- 9.96%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches