Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Austin, TX metro
Showing 1–25 of 49 scored for CDs
- TruWest Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 4.25%
Credit union · 3 branches
96CD score#1 in Austin, TX metro - Cornerstone Capital Bank3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.25%
Bank · 1 branch
93CD score#2 in Austin, TX metro - Greater Texas Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 4.25%
Credit union · 7 branches
89CD score#3 in Austin, TX metro - Austin Telco Federal Credit Union3–8 mo 3.91% · 9–15 mo 4.01% · 16–30 mo 4.06% · 31–60 mo 4.22%
Credit union · 22 branches
89CD score#4 in Austin, TX metro - 88CD score#5 in Austin, TX metro
- Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 1 branch
88CD score#6 in Austin, TX metro - Texell Credit Union3–8 mo 3.70% · 9–15 mo 4.15% · 16–30 mo 4.05% · 31–60 mo 3.30%
Credit union · 2 branches
88CD score#7 in Austin, TX metro - United Heritage Credit Union3–8 mo 3.65% · 9–15 mo 4.24% · 16–30 mo 3.91% · 31–60 mo 3.65%
Credit union · 9 branches
88CD score#8 in Austin, TX metro - A+ Federal Credit Union3–8 mo 3.70% · 9–15 mo 3.80% · 16–30 mo 4.05% · 31–60 mo 4.05%
Credit union · 21 branches
88CD score#9 in Austin, TX metro - 87CD score#10 in Austin, TX metro
- 87CD score#11 in Austin, TX metro
- Amplify Credit Union3–8 mo 3.90% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.70%
Credit union · 4 branches
87CD score#12 in Austin, TX metro - 87CD score#13 in Austin, TX metro
- Technology Credit Union3–8 mo 3.65% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.75%
Credit union · 1 branch
87CD score#14 in Austin, TX metro - 86CD score#15 in Austin, TX metro
- Star of Texas Credit Union3–8 mo 3.65% · 9–15 mo 3.70% · 16–30 mo 3.95% · 31–60 mo 3.85%
Credit union · 1 branch
86CD score#16 in Austin, TX metro - 85CD score#17 in Austin, TX metro
- Farmers Insurance Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo — · 31–60 mo 3.75%
Credit union · 1 branch
85CD score#18 in Austin, TX metro - Velocity Credit Union3–8 mo 3.65% · 9–15 mo 3.85% · 16–30 mo 3.85% · 31–60 mo 3.65%
Credit union · 6 branches
84CD score#19 in Austin, TX metro - 84CD score#20 in Austin, TX metro
- 84CD score#21 in Austin, TX metro
- Citizens National Bank3–8 mo 3.90% · 9–15 mo 4.10% · 16–30 mo 1.65% · 31–60 mo 1.65%
Bank · 5 branches
84CD score#22 in Austin, TX metro - 83CD score#23 in Austin, TX metro
- Capitol Credit Union3–8 mo 3.65% · 9–15 mo 3.75% · 16–30 mo 3.75% · 31–60 mo 3.60%
Credit union · 3 branches
83CD score#24 in Austin, TX metro - 82CD score#25 in Austin, TX metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 50 of the 99 institutions with a branch in Austin, TX metro have too few rates published or captured to score. Rankings are a preview, not awards.