Bank · FDIC insured
Amarillo National Bank CD Rates
Top CarrotAmarillo National Bank’s best CD rate is 4.00% APY on a 6-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Amarillo National Bank’s CD rates compare
Compared with banks and credit unions near Amarillo, TX, where Amarillo National Bank has the most branches. $10,000, best rate first.
This bank’s best
Amarillo National Bank
4.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $198
Certificate of Deposit (CD)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Amarillo National Bank CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo2.70%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Amarillo National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.00%APY · 8 terms
No setup or maintenance fees. Early withdrawal penalty applies (half the term's interest that would have accrued). 10-day grace period at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–5 monthsTerm is 30-150 Days | 3.50% | $29 |
| 6 months | 4.00% | $198 |
| 6 monthsCD rates over $1 million | 4.00% | $198 |
| 12 months | 4.00% | $400 |
| 12 monthsCD rates over $1 million | 4.00% | $400 |
| 18 monthsCD rates over $1 million | 4.00% | $606 |
| 18 monthsFor stated maturity greater than one year, interest cannot remain on deposit and payout of interest is required annually | 4.00% | $606 |
| 24 monthsCD rates over $1 million | 2.70% | $547 |
| 24 monthsFor stated maturity greater than one year, interest cannot remain on deposit and payout of interest is required annually | 2.70% | $547 |
| 36 monthsFor stated maturity greater than one year, interest cannot remain on deposit and payout of interest is required annually | 2.70% | $832 |
| 48 monthsFor stated maturity greater than one year, interest cannot remain on deposit and payout of interest is required annually | 2.70% | $1,125 |
| 60 monthsFor stated maturity greater than one year, interest cannot remain on deposit and payout of interest is required annually | 2.70% | $1,425 |
Sources (2)
All captured Oct 6, 2026
Opening an account
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