Credit union · NCUA insured
Amplify Credit Union CD Rates
Amplify Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Amplify Credit Union’s CD rates compare
Compared with banks and credit unions near Austin, TX, where Amplify Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Amplify Credit Union
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Personal Certificate of Deposit (CD)
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
Austin Capital Bank
4.58%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $113
Amplify Credit Union CD score
87
CD score
Higher than 77% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.70%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Amplify Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Personal Certificate of Deposit (CD)
Up to 4.00%APY · 8 terms
Minimum deposit and balance of $500 required to obtain advertised APY. Funds may be added to CDs with terms of 12 months or less; terms above 12 months lock in the deposit amount. Deposit products are fee-free.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum balance of $500 required to obtain advertised APY. Funds may be added during term | 3.25% | $80 |
| 6 monthsMinimum balance of $500 required to obtain advertised APY. Funds may be added during term | 3.90% | $193 |
| 9 monthsMinimum balance of $500 required to obtain advertised APY. Funds may be added during term | 3.90% | $291 |
| 12 monthsMinimum balance of $500 required to obtain advertised APY. Funds may be added during term | 4.00% | $400 |
| 18 monthsMinimum balance of $500 required to obtain advertised APY. Amount is locked once transferred | 4.00% | $606 |
| 24 monthsMinimum balance of $500 required to obtain advertised APY. Amount is locked once transferred | 4.00% | $816 |
| 36 monthsMinimum balance of $500 required to obtain advertised APY. Amount is locked once transferred | 3.65% | $1,135 |
| 60 monthsMinimum balance of $500 required to obtain advertised APY. Amount is locked once transferred | 3.70% | $1,992 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Personal IRA Certificates
Up to 4.00%APY · 3 terms
Minimum balance of $500 required to obtain advertised APY. Early withdrawal may result in substantial penalty. Fee-free banking applies to deposit products.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance of $500 required to obtain advertised APY. Early withdrawal penalty may apply | 4.00% | $400 |
| 18 monthsMinimum balance of $500 required to obtain advertised APY. Early withdrawal penalty may apply | 4.00% | $606 |
| 60 monthsMinimum balance of $500 required to obtain advertised APY. Early withdrawal penalty may apply | 3.70% | $1,992 |
Sources (1)
- goamplify.com/rates-and-fees · captured Oct 6, 2026
Who can join Amplify Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school anywhere in Texas are eligible to join Amplify Credit Union.
Membership information collected October 5, 2026.