Credit union · NCUA insured
Amplify Credit Union
A $1.3B credit union, the 391st largest of 4,329, headquartered in Austin, TX, with 47,585 members and 4 branches in Texas. Best rates: CDs 4.00% and savings 0.10% APY.
Amplify Credit Union Carrot Score
82
Carrot Score
Higher than 61% of U.S. banks and credit unions
#23 of 51 in Austin, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Amplify Credit Union
Amplify Credit Union is a member-owned financial cooperative that provides banking and lending services throughout Texas.
In 1967, ten Austin-based IBM employees pooled their resources to form the credit union.
- Headquarters
- 3600 W Parmer Ln, Austin, TX 78727
- NCUA charter
- 68681
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school anywhere in Texas are eligible to join Amplify Credit Union.
Branches
4 branches in Texas
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Texas
4 branches
- Esperanza2800 Esperanza Xing Bldg 2, Austin, TX 78758Directions
- Pond Springs13050 Pond Springs Rd, Austin, TX 78729Directions
- Cedar Park5001 183A Toll Rd Ste 500, Cedar Park, TX 78613Directions
- La Frontera115 Sundance Pkwy Ste 500, Round Rock, TX 78681Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.84% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.70% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | -0.08% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $102 | $88 | — |
- CapitalNet worth ratio10.84%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.70%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets-0.08%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$102Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Amplify Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.