Credit union · NCUA insured
TruWest Credit Union
Top CarrotA $1.7B credit union, the 290th largest of 4,329, headquartered in Tempe, AZ, with 90,529 members and 11 branches in 2 states. Best rates: CDs 4.50% and savings 0.90% APY.
TruWest Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#20 of 60 in Phoenix, AZ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TruWest Credit Union
TruWest Credit Union is a member-owned cooperative headquartered in Scottsdale, Arizona.
- Headquarters
- 2190 E Elliot Rd, Ste 310, Tempe, AZ 85284
- NCUA charter
- 63832
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, own a business, or attend school in Maricopa, Pinal, Pima, or Yavapai County, AZ, or Travis or Williamson County, TX.
Family and household
- Eligible if you are related to a current member as a spouse, natural or adopted child, foster or step-child, parent or parent-in-law, grandparent or grandchild, brother or sister, stepbrother or stepsister, brother- or sister-in-law, or son- or daughter-in-law.
- Eligible if you are the surviving spouse of a deceased member.
Cost to join
- Must have a minimum $5 opening deposit and continued balance.
Branches
11 branches in 2 states
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Arizona
8 branches
- Dobson & Elliot1990 W Elliot Rd, Chandler, AZ 85224Directions
- Gilbert64 E Pecos RD., Gilbert, AZ 85295Directions
- Dobson & Main1982 W Main St Ste 104, Mesa, AZ 85201Directions
- Superstition Springs6550 E Superstition Springs Blvd, Mesa, AZ 85206Directions
- 52nd St. Community5136 E Roosevelt St, Phoenix, AZ 85008Directions
- Thunderbird3431 W Thunderbird Rd, Ste 15, Phoenix, AZ 85053Directions
- McCormick7333 N Via Paseo Del Sur, Scottsdale, AZ 85258Directions
- Priest & Warner1345 W Warner Rd, Tempe, AZ 85284Directions
Texas
3 branches
- Howard Lane13609 N Interstate 35 Bldg 4, Austin, TX 78753Directions
- Legend Oaks6001 W William Cannon Dr Ste 100, Austin, TX 78749Directions
- Round Rock737 Louis Henna Blvd Ste 300, Round Rock, TX 78664Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.02% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.68% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.67% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $89 | $88 | — |
- CapitalNet worth ratio11.02%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.68%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.67%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$89Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TruWest Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.