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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Austin, TX metro

Showing 1–25 of 51 scored

  1. Top Carrot, Carrot Score 96
    Nizari Credit UnionCDs 81 · Savings 99 · Auto 89 · Cards 73

    Credit union · 2 branches

    96Carrot Score#1 in Austin, TX metro
  2. Top Carrot, Carrot Score 95
    Government Employees FCUCDs 66 · Savings 81 · Auto 88 · Cards 96

    Credit union · 6 branches

    95Carrot Score#2 in Austin, TX metro
  3. Top Carrot, Carrot Score 95
    Cornerstone Capital BankCDs 93 · Savings 96

    Bank · 1 branch

    95Carrot Score#3 in Austin, TX metro
  4. Top Carrot, Carrot Score 92
    Texas Capital BankCDs 88 · Savings 98

    Bank · 1 branch

    92Carrot Score#4 in Austin, TX metro
  5. Top Carrot, Carrot Score 92
    Texell Credit UnionCDs 88 · Savings 95 · Auto 88

    Credit union · 2 branches

    92Carrot Score#4 in Austin, TX metro
  6. Top Carrot, Carrot Score 92
    PECUCDs 87 · Savings 83 · Auto 76 · Cards 93

    Credit union · 4 branches

    92Carrot Score#6 in Austin, TX metro
  7. Top Carrot, Carrot Score 91
    RBFCUCDs 83 · Savings 89 · Auto 89 · Cards 77

    Credit union · 19 branches

    91Carrot Score#7 in Austin, TX metro
  8. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionCDs 85 · Savings 89 · Auto 69 · Cards 88

    Credit union · 1 branch

    89Carrot Score#8 in Austin, TX metro
  9. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionCDs 88 · Savings 86 · Auto 88 · Cards 81

    Credit union · 1 branch

    88Carrot Score#9 in Austin, TX metro
  10. Top Carrot, Carrot Score 88
    Capitol Credit UnionCDs 83 · Savings 87 · Auto 89 · Cards 77

    Credit union · 3 branches

    88Carrot Score#10 in Austin, TX metro
  11. Top Carrot, Carrot Score 88
    Texas Health Credit UnionCDs 68 · Savings 78 · Auto 89 · Cards 84

    Credit union · 1 branch

    88Carrot Score#11 in Austin, TX metro
  12. Top Carrot, Carrot Score 87
    Austin Telco Federal Credit UnionCDs 89 · Savings 71 · Auto 72 · Cards 84

    Credit union · 22 branches

    87Carrot Score#12 in Austin, TX metro
  13. Top Carrot, Carrot Score 87
    Amarillo National BankCDs 87 · Savings 88 · Cards 66

    Bank · 1 branch

    87Carrot Score#13 in Austin, TX metro
  14. Top Carrot, Carrot Score 87
    UFCUCDs 86 · Savings 62 · Auto 81 · Cards 87

    Credit union · 25 branches

    87Carrot Score#14 in Austin, TX metro
  15. Top Carrot, Carrot Score 87
    TruWest Credit UnionCDs 96 · Savings 83 · Auto 64

    Credit union · 3 branches

    87Carrot Score#15 in Austin, TX metro
  16. Top Carrot, Carrot Score 87
    Texas DPS Credit UnionCDs 82 · Savings 64 · Auto 83 · Cards 88

    Credit union · 1 branch

    87Carrot Score#16 in Austin, TX metro
  17. Star of Texas Credit UnionCDs 86 · Savings 87 · Auto 85 · Cards 70

    Credit union · 1 branch

    86Carrot Score#17 in Austin, TX metro
  18. Austin FCUSavings 66 · Auto 87 · Cards 84

    Credit union · 1 branch

    86Carrot Score#18 in Austin, TX metro
  19. First National Bank TexasCDs 70 · Savings 88 · Auto 85

    Bank · 12 branches

    85Carrot Score#19 in Austin, TX metro
  20. Pioneer Mutual Federal Credit UnionSavings 89 · Auto 76 · Cards 67

    Credit union · 1 branch

    83Carrot Score#20 in Austin, TX metro
  21. LCRA CUCDs 82 · Auto 87

    Credit union · 1 branch

    83Carrot Score#21 in Austin, TX metro
  22. WaFd BankCDs 82 · Savings 87 · Cards 61

    Bank · 1 branch

    83Carrot Score#22 in Austin, TX metro
  23. Amplify Credit UnionCDs 87 · Savings 65 · Auto 82

    Credit union · 4 branches

    82Carrot Score#23 in Austin, TX metro
  24. United Heritage Credit UnionCDs 88 · Savings 80 · Auto 75

    Credit union · 9 branches

    81Carrot Score#24 in Austin, TX metro
  25. PlainsCapital BankCDs 69 · Savings 95

    Bank · 3 branches

    81Carrot Score#25 in Austin, TX metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 48 of the 99 institutions with a branch in Austin, TX metro have too few rates published or captured to score. Rankings are a preview, not awards.