Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 361–375 results
- Neighbors Credit UnionPremier Relationship Money MarketPremier Relationship Money Market · $10,000 min · 0.00%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Requires a premier loan relationship: commercial, mortgage, or home equity loan with an open amount of $100,000 or greater, or a home equity line of credit with a credit line of $100,000 or greater. Minimum $10,000 to open.
Offer: Requires qualifying mortgage, home equity, or commercial loan relationship of $100,000 or greater.
Qualified rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Premier Relationship Money Market Balance APY Up to $10,000 0.00% $10,000 and upYour amount 3.25% Rate checked
More details - Bluestone BankHigh-Yield Savings AccountSavings · $10 min
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Available only for consumers and for new funds to the Bank. Maximum of 6 fee-free withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit thereafter.
Offer: Requires at least two (2) Automated Clearing House (ACH) credits of $250.00 or more each per qualifying period. Maximum of 6 withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit over 6.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Ledyard BankLive Better Personal Money MarketLive Better Personal Money Market · $10,000 min
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Open with an initial deposit of at least $10,000 in new-to-Ledyard money. Free eStatements or $3.00 monthly for paper statements (waived if primary account owner is 70 years of age or older). No monthly service charge.
Offer: Requires $10,000 minimum deposit of new-to-Ledyard money to open, and minimum balance of $1,000 to obtain stated APY. Variable rate, may change at any time.
No monthly fee · Effective Sep 1, 2026
Rate checked
More details - Claremont Savings BankSummit High-Yield SavingsSavings · $25 min
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Exclusive online-only offer. Priced at 80% of the Federal Funds Target Range upper limit (FFR). Electronic statements required.
3.20% interest rate · Effective Jul 31, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Variable Rate Account
Offer: Rate may change after account is opened.
3.20% interest rate · Effective Oct 6, 2026
Rate checked
More details - Empeople Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.15%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $5,000 0.15% $5,000 and upYour amountLevel 2: All-In Member Pricing (requires 21+ debit or credit card transactions/month and >=$1,500 in direct/mobile deposits within last 31 days). 3.25% Rate checked
More details - NCF Savings BankCommunity Builder SavingsSavings · $10,000 min · 3.25%–3.50% by balance
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance requirement. Interest is compounded daily. Pays interest on balances above $10,000.
3.20% interest rate · Compounded daily · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Community Builder Savings Balance APY $10,000 – $24,999Your amount 3.25% $25,000 and up 3.50% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Earlham BankMoney MarketMoney Market · $2,500 min · 3.00%–3.75% by balance
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: $15.00 maintenance fee will apply if the account falls below $2,500.00 any day of the statement cycle. Limited transactions account: 6 transfers per cycle, of which 6 may be by check. Regardless of balance, a $5.00 per debit fee will be charged for each transaction in excess of transaction limitations. Interest paid on the entire account balance. Fees subject to state and local option sales tax.
2.96% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 3.00% $10,000 – $50,000Your amount 3.25% $50,000 – $100,000 3.50% $100,000 and up 3.75% Rate checked
More details - CoVantage Credit UnionMaxYield SavingsSavings · $10 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: To qualify for the MaxYield rate and perks, members must maintain a CoVantage checking account and membership savings account in good standing, receive at least one qualifying direct deposit (or deposit $1,000+ via check) per 34-day qualification cycle (members age 12-22 exempt), and complete at least 4 debit or credit card purchase transactions per qualification cycle. Rate applies to the primary membership share savings account balance.
Offer: $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Subject to meeting MaxYield monthly qualification requirements.
Qualified rate · 3.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - First State BankICS - Insured Cash Sweep (Savings)Savings · $0 min
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: The minimum aggregate deposit amount for the Promontory Interfinancial Network is $250,000. Rate may change after opening.
Offer: No minimum deposit required to open an ICS account. Minimum aggregate deposit amount for Promontory Interfinancial Network is $250,000.
Qualified rate · 3.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - GFA FCUMoney MarketMoney Market · $500 min · 0.00%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.00% $10,000 and upYour amount 3.25% Rate checked
More details - MIT Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $500 min · 0.05%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: No monthly maintenance fees. Rates are variable and may change anytime after account opening. Interest is compounded daily and paid monthly.
Offer: New money only (funds not currently on deposit at MIT Federal Credit Union). Minimum daily balance of $500.00 to earn stated rate.
Promotional rate · 0.05% interest rate · Compounded daily · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY $500 and up 0.05% $10,000 and upYour amount 3.25% Rate checked
More details - CommunityWide Federal Credit UnionCW HiRate SavingsSavings · $5 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Penalty-free withdrawal period is the 1st 5 days of each month. Withdrawals outside this window incur a 15-day dividend penalty.
Offer: Minimum balance to earn dividends is $1.00. Dividends earned each day, paid at end of each month. Penalty-free withdrawal period is the 1st 5 days of each month; otherwise withdrawal penalty is 15 days dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Guardian Credit UnionMoney Market+Money Market+ · $2,500 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Daily balance of $2,500 required; account has checkbook feature.
Offer: Daily balance required: $2,500 to $9,999.99.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,199 accounts at 4,870 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank