Bank · FDIC insured
NCF Savings Bank Savings Rates
NCF Savings Bank’s best savings rate is 3.25% APY on $10,000, with its Community Builder Savings. Rates checked October 16, 2026.
How NCF Savings Bank’s savings rates compare
Compared with banks and credit unions near Springfield, OH, where NCF Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
NCF Savings Bank
3.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $325
Community Builder Savings
Top rate
Pathways Financial Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
3rd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
NCF Savings Bank savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0001.10%
- $10,000 balance$10,0003.25%
- $100,000 balance$100,0003.50%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NCF Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Community Builder Savings
3.25%APY
No monthly service fee. No minimum balance requirement. Interest is compounded daily. Pays interest on balances above $10,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $24,999 | 3.25% | $325 |
| $25,000 and up | 3.50% | — |
Sources (2)
All captured Oct 6, 2026
Community Heroes Savings
1.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.10% | $110 |
Sources (1)
- ncfsb.com/personal-banking/current-rates · captured Oct 6, 2026
First Rate Savings
1.10%APY
Must have First Rate Checking Account to be eligible. No monthly service fee. No minimum balance requirement. Premium interest is paid on balances up to $15,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Requires First Rate Checking Account.Up to $15,000 | 1.10% | $110 | Requires First Rate Checking Account. |
Sources (2)
All captured Oct 6, 2026
Statement Savings
0.02%APY
Variable rate of interest. Interest is compounded daily.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.02% | $2 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Student Savings
0.02%APY
Designed for students. Variable rate of interest. Interest is compounded daily. No minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.02% | $2 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.