Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Virginia
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: No starting balance required. VIP rates are based on a blended structure. 0.05% APY applies if VIP qualifications are not met. Builds upon VIP Checking.
Offer: VIP rates are based on a blended structure. 0.05% APY applies if VIP qualifications are not met.
Qualified rate · 1.00% interest rate · Effective Mar 1, 2021
Rate by balance
Rate by balance for VIP Saver Balance APY Up to $24,999Your amount 1.00% $25,000 and up 0.25% Rate checked
More details - Merck Employees Federal Credit UnionSavings (Regular Share Acct) / Primary Share AccountSavings · $50 min
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated using Daily Balance method. No limitations on the dollar amount of withdrawals or deposits. Rates are subject to change on a quarterly basis. Rate valid as of January 1, 2026. Minimum balance to avoid service fee is $0.00.
Offer: Minimum balance to earn stated APY/dividends is $50.00. Dividends compounded and credited quarterly. Calculated using daily balance method.
1.00% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Calculated using Daily Balance method. No limitations on the dollar amount of withdrawals or deposits. Minimum balance to avoid service fee is $0.00. Rate follows Regular Share Account schedule.
Offer: Minimum balance to earn stated APY is $50.00. Dividends compounded and credited quarterly. Calculated using daily balance method.
1.00% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 48 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 10 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - MainStreet BankPersonal Super Saving Money MarketPersonal Super Saving Money Market · $2,500 min · 0.70%–2.20% by balance
Bank · 6 branches
0.90%APY$90 a year on $10,000Requirements
Product: Fees may reduce earnings. Rates may change after account opening.
0.70% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Personal Super Saving Money Market Balance APY Over $0 0.70% $5,000 and up 0.80% $10,000 and upYour amount 0.90% $25,000 and up 1.15% $50,000 and up 1.90% $100,000 and up 2.20% Rate checked
More details - Loudoun Credit UnionMoney MarketMoney Market · $2,500 min · 0.90%–1.26% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Dividends are calculated based on the average daily balance method and are paid and compounded monthly on the last day of each month. Minimum deposit allowed $250; minimum withdrawal $500; maximum two withdrawals per month. The credit union reserves the right to require a 7-day notice of withdrawal. Monthly service charge applies if balance falls below $2,500 at any time. Fees apply for excessive withdrawals (over two/month), withdrawals less than $500, or deposits less than $250.
Offer: A minimum daily balance of $2,500 in the account each day to earn the disclosed annual percentage yield. Tiered rate applies to balance $2,500 - $20,000. Stated APR is 0.90%.
0.90% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $20,000Your amount 0.90% $20,000 – $50,000Stated APR is 1.10%. 1.10% Over $50,000Stated APR is 1.25%. 1.26% Rate checked
More details - Eastman Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. Tiered IMMA with checking account flexibility. Federally insured up to $250,000 by NCUA.
0.75% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - Eastman Credit UnionIndividual Money Market AccountIndividual Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. APY is an annual calculation based on a 365/366 day year. APY assumes dividends will remain on deposit until maturity.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Individual Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - Celco Community Credit UnionShare Savings AccountSavings · $5 min · 0.15%–1.00% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Membership requires a minimum balance of $5.00 in a regular share account. Maximum of six preauthorized, automatic, or telephone transfers per month (with up to three by check, draft, or debit card). Dividends compounded and credited quarterly based on average daily balance.
0.15% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Any balance 0.15% $250 – $10,000Your amount 0.85% $10,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details - Andrews Federal Credit UnionPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.80%–1.00% by balance
Credit union · 2 branches
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to open and maintain an account is $1,000; a low balance fee applies if balance falls below $1,000. Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
0.80% interest rate
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $2,500 0.80% $2,500 – $20,000Your amount 0.85% $20,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details - Central Virginia Federal Credit UnionMM PreferredMM Preferred · $10,000 min
Credit union · 5 branches
0.80%APY$80 a year on $10,000No monthly fee
Rate checked
More details - Healthcare Systems Federal Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.50%–2.75% by balance
Credit union · 7 branches
0.75%APY$75 a year on $10,000Requirements
Product: Federally insured by NCUA. Unlimited over-the-counter transactions and withdrawals. Earn dividends with higher rates for higher balances. Minimum balance is $1,500.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $9,999 0.50% $10,000 – $49,999Your amount 0.75% $50,000 – $149,999 1.00% $150,000 and up 2.75% Rate checked
More details - Chartway Credit UnionMoney Market PlusMoney Market Plus · $10,000 min · 0.75%–4.00% by balance
Credit union · 18 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month under the same member number. Fees may reduce earnings.
Offer: Includes 0.25% APY Relationship Bonus with qualifying personal or business checking account and ADB of $10,000 or more.
Qualified rate · 0.50% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 0.85% $100,000 – $250,000 2.65% $250,000 – $499,999 2.65% $500,000 – $999,999 3.75% $1,000,000 and up 4.00% Rate checked
More details - First Community BankCommunity Money MarketCommunity Money Market · $0 min · 0.75%–1.00% by balance
Bank · 26 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Community Money Market Balance APY Any balance 0.75% $10,000 and upYour amount 0.75% $25,000 and up 0.75% $50,000 and up 0.75% $100,000 and up 1.00% $250,000 and up 1.00% $500,000 and up 1.00% $1,000,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches