Credit union · NCUA insured
Loudoun Credit Union Savings Rates
Loudoun Credit Union’s best savings rate is 0.90% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Loudoun Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Loudoun Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Loudoun Credit Union
0.90%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $90
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Loudoun Credit Union savings score
82
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Loudoun Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.90%APY
Dividends are calculated based on the average daily balance method and are paid and compounded monthly on the last day of each month. Minimum deposit allowed $250; minimum withdrawal $500; maximum two withdrawals per month. The credit union reserves the right to require a 7-day notice of withdrawal. Monthly service charge applies if balance falls below $2,500 at any time. Fees apply for excessive withdrawals (over two/month), withdrawals less than $500, or deposits less than $250.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $20,000A minimum daily balance of $2,500 in the account each day to earn the disclosed annual percentage yield. Tiered rate applies to balance $2,500 - $20,000. Stated APR is 0.90%. | 0.90% | $90 | A minimum daily balance of $2,500 in the account each day to earn the disclosed annual percentage yield. Tiered rate applies to balance $2,500 - $20,000. Stated APR is 0.90%. |
| $20,000 – $50,000Tiered rate applies to balance $20,000.01 - $50,000. Stated APR is 1.10%. | 1.10% | — | Tiered rate applies to balance $20,000.01 - $50,000. Stated APR is 1.10%. |
| Over $50,000Tiered rate applies to balance $50,000.01 and over. Stated APR is 1.25%. | 1.26% | — | Tiered rate applies to balance $50,000.01 and over. Stated APR is 1.25%. |
Share Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum balance to earn dividends is $200$200 and up | 0.05% | $5 | Minimum balance to earn dividends is $200 |
Sources (1)
- loudouncu.com/savings · captured Sep 19, 2026
Special-purpose accounts
IRA & Roth IRA
0.30%APY
Traditional and Roth IRAs offered. Traditional IRAs offer tax-deferred earnings and tax-deductible contributions with mandatory withdrawals at age 70.5. Roth IRAs feature income eligibility limits, non-deductible contributions, tax-free earnings at withdrawal, and no mandatory distribution age.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Fill In The Blank Savings
0.05%APY
No minimum balance. Customizable payout date. Holiday savings accounts pay out the first week in October and an early withdrawal fee of $5 applies for each withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- loudouncu.com/savings · captured Sep 19, 2026
Who can join Loudoun Credit Union
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