Credit union · NCUA insured
Northern Star Credit Union
A $75.2M credit union headquartered in Portsmouth, VA, with 7,222 members and 1 branch in Virginia. Best rates: CDs 2.50% and savings 0.15% APY.
Northern Star Credit Union Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#22 of 35 in Virginia Beach, VA-NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northern Star Credit Union
Founded in 1928 as the Navy Yard Credit Union, Northern Star Credit Union is based in Portsmouth, Virginia.
The member-founded institution has served the Hampton Roads community for over 90 years.
- Headquarters
- 5100 George Washington Hwy, Portsmouth, VA 23702
- NCUA charter
- 66956
Branches
1 branch in Virginia
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Virginia
1 branch
- Main BranchMain office5100 George Washington Hwy, Portsmouth, VA 23702Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.80% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.55% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $49 | $59 | — |
- CapitalNet worth ratio16.80%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.55%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$49Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northern Star Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.