Bank · FDIC insured
MainStreet Bank
A $2.2B bank headquartered in Fairfax, VA, with 7 branches in 2 states. Best rates: CDs 3.90% and savings 0.90% APY.
MainStreet Bank Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#61 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About MainStreet Bank
Founded in 2004, MainStreet Bank is a community bank headquartered in Fairfax, Virginia.
The bank operates branches across Herndon, McLean, Clarendon, Leesburg, Middleburg, and Washington, D.C., focusing on commercial and business banking solutions.
- Headquarters
- 10089 Fairfax Blvd, Fairfax, VA 22030
- FDIC certificate
- 57742 ↗
Branches
7 branches in 2 states
Loading map…
Virginia
6 branches
- MainStreet BankMain office10089 Fairfax Blvd, Fairfax, VA 22030Directions
- Arlington Branch1000 N Highland St, Arlington, VA 22201Directions
- Herndon Branch727 Elden St, Herndon, VA 20170Directions
- Leesburg Branch307 E Market St, Leesburg, VA 20176Directions
- Mclean Branch1354 Old Chain Bridge Rd, McLean, VA 22101Directions
- Middleburg Branch10 N Pendleton St, Middleburg, VA 20117Directions
District of Columbia
1 branch
- Dc Branch1130 Connecticut Ave Nw, Washington, DC 20036Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.78% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 3.15% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.90% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio12.78%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent3.15%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.90%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of MainStreet Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.