Credit union · NCUA insured
Celco Community Credit Union Savings Rates
Celco Community Credit Union’s best savings rate is 0.85% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How Celco Community Credit Union’s savings rates compare
Compared with banks and credit unions near Blacksburg, VA, where Celco Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Celco Community Credit Union
0.85%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $85
Share Savings Account
Top rate
Truliant Federal Credit Union
3.40%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
2nd-highest rate
Freedom First
3.25%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $325
Celco Community Credit Union savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $1,000 balance$1,0000.85%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Celco Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
Up to 0.85%APY
Membership requires a minimum balance of $5.00 in a regular share account. Maximum of six preauthorized, automatic, or telephone transfers per month (with up to three by check, draft, or debit card). Dividends compounded and credited quarterly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance | 0.15% | $15 | |
| $250 – $10,000 | 0.85% | $85 | |
| $10,000 – $50,000 | 0.90% | — | |
| $50,000 and upBalance greater than $50,000.00 | 1.00% | — | Balance greater than $50,000.00 |
Sources (3)
All captured Oct 4, 2026
Special-purpose accounts
IRA Savings Account
1.20%APY
Includes Traditional, Roth, and Education IRA Savings Accounts. Dividends calculated using daily balance method and credited quarterly. No account transfer limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.20% | $120 |
Sources (3)
All captured Oct 4, 2026
Who can join Celco Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Bland County (VA), Craig County (VA), Giles County (VA), Montgomery County (VA), Pulaski County (VA), Wythe County (VA), Radford City (VA), Mercer County (WV), Monroe County (WV), or Summers County (WV).
Family and household
- Eligibility is open to individuals with someone in their immediate family who has a current membership.
Cost to join
- Opening a Share (Savings) Account with at least $5.00 is required for membership.
Membership information collected October 4, 2026.