Credit union · NCUA insured
Northern Star Credit Union Savings Rates
Northern Star Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Northern Star Credit Union’s savings rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Northern Star Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northern Star Credit Union
1.50%APY
- Minimum
- $0
- Earns on $10,000 a year
- $150
VIP Plus
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Northern Star Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0000.25%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Star Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
VIP Plus
1.50%APY
VIP Plus qualification required.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $24,999VIP Plus qualification required. · $0 to open | 1.50% | $0 | $150 | VIP Plus qualification required. |
| $25,000 and upVIP Plus qualification required. · Unknown to open | 0.25% | Unknown | — | VIP Plus qualification required. |
Sources (1)
- nstarcu.org/learn/rates · captured Sep 19, 2026
VIP Saver
1.00%APY
No starting balance required. VIP rates are based on a blended structure. 0.05% APY applies if VIP qualifications are not met. Builds upon VIP Checking.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999VIP rates are based on a blended structure. 0.05% APY applies if VIP qualifications are not met. | 1.00% | $100 | VIP rates are based on a blended structure. 0.05% APY applies if VIP qualifications are not met. |
| $25,000 and upVIP rates are based on a blended structure. 0.05% APY applies if VIP qualifications are not met. | 0.25% | — | VIP rates are based on a blended structure. 0.05% APY applies if VIP qualifications are not met. |
Money Market
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $9,999 | 0.10% | — |
| $10,000 – $24,999 | 0.15% | $15 |
| $25,000 and up | 0.25% | — |
Sources (1)
- nstarcu.org/learn/rates · captured Sep 19, 2026
Share (Everyday Savings)
0.05%APY
All members open a share (savings) account. $25 opening deposit/balance required for members 21+; $5 required for members under 21.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25 required for members 21+; $5 for members under 21.$25 and up | 0.05% | $5 | $25 required for members 21+; $5 for members under 21. |
Special-purpose accounts
Traditional IRA
0.75%APY
Individual Retirement Account (IRA) savings account for pre-tax contributions. Early withdrawal subject to penalties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upEarly withdrawal from IRA accounts are subject to penalties.$250 and up | 0.75% | $75 | Early withdrawal from IRA accounts are subject to penalties. |
Sources (2)
All captured Sep 19, 2026
Club Accounts
0.05%APY
Designed for specific goals (such as Tax Club, Vacation Club, Holiday Club). $100 starting balance mentioned on savings page; $1,000 minimum balance tier for 0.05% rate on rate schedule.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and up$1,000 minimum balance on rate schedule; $100 starting balance on product page.$1,000 and up | 0.05% | $5 | $1,000 minimum balance on rate schedule; $100 starting balance on product page. |
Who can join Northern Star Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.