Bank · FDIC insured
First Community Bank Savings Rates
First Community Bank’s best savings rate is 0.75% APY on $10,000, with its Community Money Market. Rates checked October 22, 2026.
How First Community Bank’s savings rates compare
Compared with banks and credit unions near Bluefield, WV-VA, where First Community Bank has the most branches. $10,000, best rate first.
This bank’s best
First Community Bank
0.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $75
Community Money Market
Top rate
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
3rd-highest rate
National Bank of Blacksburg
0.72%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $72
First Community Bank savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Community Savings
0.60%APY
Interest is compounded and credited quarterly. Standard $12 quarterly maintenance fee waived with a $100 minimum daily balance. Limited to 6 transfers/withdrawals per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 and up | 0.60% | $60 |
| $25,000 and up | 0.75% | — |
| $50,000 and up | 1.51% | — |
| $100,000 and up | 1.51% | — |
| $250,000 and up | 1.51% | — |
| $500,000 and up | 1.51% | — |
| $1,000,000 and up | 1.51% | — |
Sources (1)
- firstcommunitybank.com/persona…oducts/community-savings · captured Sep 19, 2026
Community Money Market
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
| $10,000 and up | 0.75% | $75 |
| $25,000 and up | 0.75% | — |
| $50,000 and up | 0.75% | — |
| $100,000 and up | 1.00% | — |
| $250,000 and up | 1.00% | — |
| $500,000 and up | 1.00% | — |
| $1,000,000 and up | 1.00% | — |
Sources (1)
- firstcommunitybank.com/persona…s/community-money-market · captured Sep 19, 2026
Community Preferred savings
0.25%APY
Flat interest rate. Standard $12 quarterly maintenance fee waived when maintaining a $100 minimum daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- firstcommunitybank.com/persona…oducts/community-savings · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.