Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results in Texas
- Government Employees FCUPrime Share SavingsSavings · $25 min · 0.20%–0.30% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Minimum balance of $5.00 required. Stated APY requires $25 minimum balance. Limit of 6 transfers/withdrawals per month (no more than 3 by check/draft/debit card).
0.20% interest rate · Compounded daily
Rate by balance
Rate by balance for Prime Share Savings Balance APY Up to $5,000 0.20% $5,000 – $50,000Your amount 0.25% Over $50,000 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with SFCU. Par value of one share is $5.00. Dividends compounded and credited monthly based on average daily balance. TUTMA (21 and younger) and Joint Minor (18 and younger) available. Links to checking for overdraft protection.
Offer: Minimum balance to earn dividends is $100.00. Dividends calculated using average daily balance method, compounded and credited monthly. Rate effective 09/01/26.
0.25% interest rate · Effective Sep 1, 2026
Rate checked
More details - Generations FCUMoney Market AccountMoney Market Account · $2,000 min · 0.25%–0.35% by balance
Credit union · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: To be eligible for these products and services, you must live, work, worship, volunteer, attend school or own a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina and/or Wilson County, Texas. All immediate family members of those listed above are also eligible for membership.
0.25% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% Over $50,000 0.35% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Opening deposit requires $5 and a one-time $5 membership fee. Backed by NCUA up to $250,000.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Monthly maintenance fee of $4 is waived for the first 61 days after account opening, if daily balance of $200 is maintained, or for account owners under 18.
0.25% interest rate · $4 monthly fee · Effective Sep 25, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must maintain a $5.00 balance at all times. Par value of one share is $5.00 as a condition of membership. Monthly withdrawals limited to 4 per month; excess withdrawals subject to a $4.00 fee.
Offer: Minimum balance to avoid a service fee is $5.00. Dividends compounded and credited monthly using average daily balance method. Apply to full balance once tier range is met.
0.25% interest rate · Effective Jul 3, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service fees. No minimum balance requirement. Once membership is established, additional savings accounts may be opened with no minimum opening deposit.
Offer: Minimum balance to earn the stated APY is $100.00. No minimum opening deposit once membership is established.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires opening a Regular Savings Account (a share) with a $1.00 minimum deposit to establish and maintain membership. No monthly fees. Dividends are set at the end of each quarter for the previous quarter.
Offer: Dividends earned on balance of $100.00 or more. Set at the end of each quarter for the previous quarter. $1.00 minimum opening deposit to establish membership.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Travis County Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: There are limitations to the number of transactions that you can conduct in a month.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.30% $50,000 – $99,999 0.35% $100,000 and up 0.40% Rate checked
More details - InTouch Credit UnionMoney FundMoney Fund · $100 min · 0.25%–3.82% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Applicable fees can reduce earnings if average daily balance drops below $2,500. Dividends are computed on each day's balance. Maintaining an account balance above $2,500.00 waives the monthly service fee of $25.00.
Offer: Applicable fees can reduce earnings if average daily balance drops below $2,500. Maintaining an account balance above $2,500.00 waives the monthly service fee of $25.00.
0.25% interest rate · $25 monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Money Fund Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 0.25% $25,000 – $100,000 0.40% $100,000 – $350,000 0.40% $350,000 – $700,000 0.50% $700,000 – $1,000,000 3.56% $1,000,000 and up 3.82% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250.
Offer: $5 quarterly service charge if daily balance falls below $250; refunded within 3 business days when linked to Essential Checking or Advantage Checking.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Secured Advantage Federal Credit UnionLife Happens AccountSavings · $0 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Account minimum balance is $0.00. Same rates and tiers as Regular Shares. Variable rate.
Offer: Account minimum balance $0.00. Same rates and tiers as Regular Shares.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Life Happens Account Balance APY Up to $1,000 0.20% $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $250,000 0.45% Over $250,000 0.50% Rate checked
More details - Secured Advantage Federal Credit UnionRegular SharesSavings · $0 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. Variable rate.
Offer: Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $1,000 0.20% $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $250,000 0.45% Over $250,000 0.50% Rate checked
More details - Henderson Federal Savings BankMoney Market AccountsMoney Market Accounts · $1,000 min · 0.25%–1.11% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $14,999Your amount 0.25% $15,000 – $49,999 0.60% $50,000 – $99,999 0.86% $100,000 and up 1.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches