Credit union · NCUA insured
Select Federal Credit Union Savings Rates
Select Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its SaveUSA. Rates checked October 6, 2026.
How Select Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Select Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Select Federal Credit Union
0.25%APY
- Minimum
- $5
- Earns on $10,000 a year
- $25
Savings (Share) Account
Top rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Select Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Select Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
SaveUSA
0.25%APY
Dividends compounded daily and credited monthly using average daily balance method. Minimum balance to earn stated APY is $25.01. Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum balance to earn stated APY is $25.01.$200 and up | 0.25% | $25 | Minimum balance to earn stated APY is $25.01. |
Sources (2)
- selectfcu.org/_files/ugd/8fe37…43a1b7b5079cac9ee863.pdf
- selectfcu.org/_files/ugd/8fe37…495a91a1e7d83f1fea9e.pdf
All captured Sep 17, 2026
Savings (Share) Account
0.25%APY
Must maintain a $5.00 balance at all times. Par value of one share is $5.00 as a condition of membership. Monthly withdrawals limited to 4 per month; excess withdrawals subject to a fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Minimum balance to avoid a service fee is $5.00. Dividends compounded and credited monthly using average daily balance method. | 0.25% | $25 | Minimum balance to avoid a service fee is $5.00. Dividends compounded and credited monthly using average daily balance method. |
| Up to $25,000 | 0.25% | $25 | |
| $25,000 – $50,000Minimum balance to avoid a service fee is $5.00. Dividends compounded and credited monthly using average daily balance method. | 0.25% | — | Minimum balance to avoid a service fee is $5.00. Dividends compounded and credited monthly using average daily balance method. |
| $25,000 – $50,000 | 0.25% | — | |
| $50,000 and upMinimum balance to avoid a service fee is $5.00. Dividends compounded and credited monthly using average daily balance method. | 0.25% | — | Minimum balance to avoid a service fee is $5.00. Dividends compounded and credited monthly using average daily balance method. |
| $50,000 and up | 0.25% | — |
Special-purpose accounts
IRA Shares
1.80%APY
Offered as Traditional and Roth IRA accounts. Minimum balance is $100.00. Dividends paid and posted monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $10,000 | 1.80% | — |
| $10,000 – $20,000 | 1.80% | $180 |
| $20,000 – $50,000 | 1.80% | — |
| $50,000 and up | 1.80% | — |
Sources (3)
- selectfcu.org/_files/ugd/8fe37…43a1b7b5079cac9ee863.pdf
- selectfcu.org/savings-accounts
- selectfcu.org/_files/ugd/c84a2…4886897a7d4a81036691.pdf
All captured Sep 17, 2026
Savers Club Account
0.35%APY
A $10 opening deposit is required. Dividends are earned and paid monthly on balances of $25.01 or more. Funds are made available from Nov. 1st - Dec. 31st without penalty. Funds are not ATM accessible; $15 penalty if withdrawal limits are exceeded.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upDividends compounded daily and credited monthly using average daily balance method. Minimum balance to earn stated APY is $25.01.$10 and up | 0.35% | $35 | Dividends compounded daily and credited monthly using average daily balance method. Minimum balance to earn stated APY is $25.01. |
| $10 and up | 0.35% | $35 |
Who can join Select Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to those who work, study, live, or worship in Eastside San Antonio.
Employers and groups
- Membership is available to employees of qualifying Select Employee Groups (SEGs).
Membership information collected October 5, 2026.