Credit union · NCUA insured
Security First Credit Union Savings Rates
Security First Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Security First Credit Union’s savings rates compare
Compared with banks and credit unions near McAllen, TX, where Security First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Security First Credit Union
0.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $25
Share Savings
Top rate
PlainsCapital Bank
3.40%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $340
2nd-highest rate
Rally Credit Union
3.30%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $330
Security First Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security First Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Individual Retirement Club
0.35%APY
IRA Share accounts available in Traditional, Roth, and Coverdell. IRA rules apply to this account for withdrawals and contributions. Dividends paid monthly on an average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRates based on average daily balance. Minimum average daily balance required to obtain the APY for the dividend period.$50 and up | 0.35% | $35 | Rates based on average daily balance. Minimum average daily balance required to obtain the APY for the dividend period. |
Sources (2)
All captured Sep 17, 2026
Young Member Club
0.30%APY
TUTMA (21 years and younger) and Joint Minor (18 years and younger) style types available. Sign up for FREE Kids Club (available for ages 5 to 12). Dividends paid monthly on an average daily balance. Quarterly Statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upRates based on average daily balance. Minimum average daily balance required to obtain the APY for the dividend period.$1 and up | 0.30% | $30 | Rates based on average daily balance. Minimum average daily balance required to obtain the APY for the dividend period. |
Sources (2)
All captured Sep 17, 2026
Share Savings
0.25%APY
Establishes membership with SFCU. Link to SFCU checking account for Overdraft Protection. TUTMA (21 years and younger) and Joint Minor (18 years and younger) style types available. Dividends paid monthly on an average daily balance. Quarterly Statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRates based on average daily balance. Minimum average daily balance required to obtain the APY for the dividend period.$100 and up | 0.25% | $25 | Rates based on average daily balance. Minimum average daily balance required to obtain the APY for the dividend period. |
Sources (2)
All captured Sep 17, 2026
Holiday Club Savings
0.15%APY
Save money year-round for holiday expenses. Funds in the account are automatically sent to the account holder on November 1st. Any withdraws done during the year will be assessed a $10.00 fee. Dividends paid monthly on an average daily balance. Quarterly Statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upRates based on average daily balance. Minimum average daily balance required to obtain the APY for the dividend period.$10 and up | 0.15% | $15 | Rates based on average daily balance. Minimum average daily balance required to obtain the APY for the dividend period. |
Sources (2)
All captured Sep 17, 2026
Who can join Security First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cameron, Hidalgo, Starr, or Willacy counties are eligible to join.
Family and household
- Immediate relatives (including children, grandchildren, grandparents, parents, siblings, and spouses) and household members of current members are eligible for membership.
Cost to join
- A minimum deposit of $5.00 is required to open a membership share account.
Membership information collected October 5, 2026.