Credit union · NCUA insured
InTouch Credit Union Savings Rates
InTouch Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Fund. Rates checked October 16, 2026.
How InTouch Credit Union’s savings rates compare
Compared with banks and credit unions near Las Vegas, NV, where InTouch Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
InTouch Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Money Fund
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
InTouch Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where InTouch Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Fund
0.25%APY
Applicable fees can reduce earnings if average daily balance drops below $2,500. Dividends are computed on each day's balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Applicable fees can reduce earnings if average daily balance drops below $2,500. | 0.25% | — | Applicable fees can reduce earnings if average daily balance drops below $2,500. |
| $5,000 – $25,000Applicable fees can reduce earnings if average daily balance drops below $2,500. | 0.25% | $25 | Applicable fees can reduce earnings if average daily balance drops below $2,500. |
| $25,000 – $100,000Applicable fees can reduce earnings if average daily balance drops below $2,500. | 0.40% | — | Applicable fees can reduce earnings if average daily balance drops below $2,500. |
| $100,000 – $350,000Applicable fees can reduce earnings if average daily balance drops below $2,500. | 0.40% | — | Applicable fees can reduce earnings if average daily balance drops below $2,500. |
| $350,000 – $700,000Applicable fees can reduce earnings if average daily balance drops below $2,500. | 0.50% | — | Applicable fees can reduce earnings if average daily balance drops below $2,500. |
| $700,000 – $1,000,000Applicable fees can reduce earnings if average daily balance drops below $2,500. | 3.56% | — | Applicable fees can reduce earnings if average daily balance drops below $2,500. |
| $1,000,000 and upApplicable fees can reduce earnings if average daily balance drops below $2,500. | 3.82% | — | Applicable fees can reduce earnings if average daily balance drops below $2,500. |
Save to Win Savings
0.05%APY · 1 term
Prize-linked savings account with entry into cash prize drawings. Minimum opening deposit $25.00. Functions as a 12-month share certificate of deposit (CD).
| Term | APY · Up to $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsApplies to balance tier $10,000 and greater; APY is tiered (2.75% - 0.05%). 12-month term | — | 0.05% | 0.05% | $5 |
| 12 monthsApplies to balances from $25.00 to $9,999.99. 12-month term | 2.75% | — | —2.75% $25–$10k | — |
Sources (3)
All captured Oct 6, 2026
Regular Savings / Additional Savings
0.05%APY
Joining InTouch Credit Union requires establishing membership with a Regular Savings Account. A minimum balance of $5.00 must be deposited and maintained as the member's share.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn dividends is $5.00.$5 and up | 0.05% | $5 | Minimum balance to earn dividends is $5.00. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Chip's Kids
0.10%APY
Youth savings account for kids ages 0 through 12. No minimum balance or monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Applies to balances from $5.00 to $9,999.99. No monthly service fees. | 0.50% | — | Applies to balances from $5.00 to $9,999.99. No monthly service fees. |
| $10,000 and upApplies to balance tier $10,000 and greater; APY is tiered (0.50% - 0.10%). No monthly service fees. | 0.10% | $10 | Applies to balance tier $10,000 and greater; APY is tiered (0.50% - 0.10%). No monthly service fees. |
Geared Up
0.10%APY
Savings account for teens ages 13-17. No minimum balance or monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Applies to balances from $5.00 to $9,999.99. No monthly service fees. | 0.50% | — | Applies to balances from $5.00 to $9,999.99. No monthly service fees. |
| $10,000 and upApplies to balance tier $10,000 and greater; APY is tiered (0.50% - 0.10%). No monthly service fees. | 0.10% | $10 | Applies to balance tier $10,000 and greater; APY is tiered (0.50% - 0.10%). No monthly service fees. |
On My Own
0.10%APY
Savings account for young adults ages 18-24. No minimum balance or monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Applies to balances from $5.00 to $9,999.99. No monthly service fees. | 0.50% | — | Applies to balances from $5.00 to $9,999.99. No monthly service fees. |
| $10,000 and upApplies to balance tier $10,000 and greater; APY is tiered (0.50% - 0.10%). No monthly service fees. | 0.10% | $10 | Applies to balance tier $10,000 and greater; APY is tiered (0.50% - 0.10%). No monthly service fees. |
Health Savings
0.25%APY
Must be enrolled in a high-deductible health plan. Contributions may be tax-deductible.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum opening balance of $50.00; minimum balance of $100.00 required to earn stated APY/dividends.$100 and up | 0.25% | $25 | Minimum opening balance of $50.00; minimum balance of $100.00 required to earn stated APY/dividends. |
Sources (3)
All captured Oct 6, 2026
Holiday Club Savings
0.05%APY
Save year-round; total account balance automatically transfers to regular savings on October 31 of each year. Deposits on or after November 1 apply toward next year's savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Applies to balances from $10.00 to $9,999.99. | 0.25% | — | Applies to balances from $10.00 to $9,999.99. |
| $10,000 and upApplies to balance tier $10,000 and greater; APY is tiered (0.25% - 0.05%). | 0.05% | $5 | Applies to balance tier $10,000 and greater; APY is tiered (0.25% - 0.05%). |
Sources (3)
All captured Oct 6, 2026
IRA Savings
0.05%APY
Available as Traditional and Roth IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIRA Savings up to 0.05% APY.Any balance | 0.05% | $5 | IRA Savings up to 0.05% APY. |
Who can join InTouch Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within Oakland, Macomb, Genesee, or Wayne County are eligible for membership.
- Persons who live, work, worship, or attend school within Enterprise, Henderson, Las Vegas, North Las Vegas, Paradise, Spring Valley, Summerlin South, Sunrise Manor, Whitney, or Winchester are eligible for membership.
- Persons who live, work, worship, or attend school within Collin, Dallas, Denton, or Tarrant County are eligible for membership.
- Persons who live, work, worship, or attend school within Fairfax County or Loudon County are eligible for membership.
Employers and groups
- Employees, retirees, and families of Caesars/Harrahs, Core Logic, DXC, EDS, First American Financial, Friends of the Foundation, Hilton, HP, HPE, HPI, IHG, Keurig Dr Pepper Inc., and Service King, as well as student-athletes of Conference USA and NACE, are eligible for membership.
Other ways
- Individuals who do not otherwise qualify by location can become eligible for membership by becoming a friend of Friends of the Foundation.
Membership information collected October 5, 2026.