Credit union · NCUA insured
Generations FCU Savings Rates
Generations FCU’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Generations FCU’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Generations FCU has the most branches. $10,000, best rate first.
This credit union’s best
Generations FCU
1.01%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $101
Preferred Savings Account
Top rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Generations FCU savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0000.45%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Generations FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Preferred Savings Account
1.01%APY
Minimum of $5,000 to open (new funds only). Must maintain a daily balance of $5,000 to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $5,000First $5,000 deposited must be new funds not currently on deposit at Generations FCU. | 1.51% | — | First $5,000 deposited must be new funds not currently on deposit at Generations FCU. |
| $5,000 – $10,000Blended APY range is 1.51% - 1.26%. | 1.01% | $101 | Blended APY range is 1.51% - 1.26%. |
| $10,000 – $20,000Blended APY range is 1.26% - 0.93%. | 0.60% | — | Blended APY range is 1.26% - 0.93%. |
| $20,000 – $80,000Blended APY range is 0.93% - 0.61%. | 0.50% | — | Blended APY range is 0.93% - 0.61%. |
| Over $80,000Blended APY range is 0.61% - 0.50%. | 0.45% | — | Blended APY range is 0.61% - 0.50%. |
Sources (3)
All captured Sep 17, 2026
Money Market Account
0.25%APY
To be eligible, members must live, work, worship, volunteer, attend school or own a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina and/or Wilson County, Texas, or be an immediate family member.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 0.30% | — |
| Over $50,000 | 0.35% | — |
Sources (1)
- mygenfcu.org/money-market-accounts · captured Sep 17, 2026
Who can join Generations FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina and/or Wilson County, Texas.
Family and household
- Immediate family members of GFCU members or eligible individuals are eligible for membership.
Other ways
- Commercial membership is open to any business actively operating in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina and/or Wilson County, Texas.
Cost to join
- Founding members each deposited $10 to become a member-owner.
Membership information collected October 5, 2026.