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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 181–195 results in Texas

  1. Top Carrot, Carrot Score 89
    University Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–1.35% by balance

    Credit union · 1 branch

    1.15%APY$115 a year on $10,000
  2. Members Financial Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.00%–1.25% by balance

    Credit union · 1 branch

    1.15%APY$115 a year on $10,000
  3. Top Carrot, Carrot Score 92
    Texell Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–2.30% by balance

    Credit union · 8 branches

    1.15%APY$115 a year on $10,000
  4. Seagoville FCUShare SavingsSavings · $50 min · 1.00%–1.26% by balance

    Credit union · 1 branch

    1.12%APY$112 a year on $10,000
  5. Panhandle First BankMoney MarketMoney Market · $2,500 min · 1.11%–1.41% by balance

    Bank · 3 branches

    1.11%APY$111 a year on $10,000
  6. Educators Credit UnionMoney MarketMoney Market · $2,500 min

    Credit union · 8 branches

    1.11%APY$111 a year on $10,000
  7. First National Bank of HerefordRegular SavingsSavings · $100 min

    Bank · 4 branches

    1.10%APY$110 a year on $10,000
  8. Border FCUSave and Score Savings AccountSavings · $75 min

    Credit union · 5 branches

    1.10%APY$110 a year on $10,000
  9. Nusenda Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.10% by balance

    Credit union · 5 branches

    1.10%APY$110 a year on $10,000
  10. Top Carrot, Carrot Score 89
    STAR Financial Credit UnionMoney MarketMoney Market · 0.57%–1.33% by balance

    Credit union · 2 branches

    1.08%APY$108 a year on $10,000
  11. Top Carrot, Carrot Score 88
    Gulf Capital BankMoney MarketMoney Market · $2,500 min · 1.06%–3.04% by balance

    Bank · 1 branch

    1.06%APY$106 a year on $10,000
  12. Top Carrot, Carrot Score 89
    Ciera BankCiera SavingsSavings · $100 min · 1.05%–1.55% by balance

    Bank · 8 branches

    1.05%APY$105 a year on $10,000
  13. Houston Highway Credit UnionMoney MarketMoney Market · $500 min · 0.01%–2.32% by balance

    Credit union · 1 branch

    1.05%APY$105 a year on $10,000
  14. Top Carrot, Carrot Score 88
    Capitol Credit UnionPlus Money Market Capitol AccountPlus Money Market Capitol Account · $2,500 min · 1.05%–2.00% by balance

    Credit union · 3 branches

    1.05%APY$105 a year on $10,000
  15. 4U Credit UnionMoney Market AccountMoney Market Account · $2,000 min

    Credit union · 5 branches

    1.01%APY$101 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Texas

964 accounts at 412 banks and credit unions · checked Oct 16–23

Typical
0.25%
Top 10% from
2.02%
Banks, typical
0.35%
Credit unions, typical
0.25%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate