Credit union · NCUA insured
Nusenda Credit Union
A $5B credit union, the 92nd largest of 4,329, headquartered in Albuquerque, NM, with 295,895 members and 31 branches in 2 states. Best rates: CDs 3.90% and savings 1.10% APY.
Nusenda Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#10 of 27 in Albuquerque, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Nusenda Credit Union
Founded in 1936 as a member-owned financial cooperative, Nusenda Credit Union serves members across New Mexico and West Texas.
Eight local educators originally formed the institution under a charter as Albuquerque Public Schools Federal Credit Union to provide financial resources to educators and their families.
- Headquarters
- 4100 Pan American FWY NE, Albuquerque, NM 87107
- NCUA charter
- 948
Branches
31 branches in 2 states
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New Mexico
26 branches
Albuquerque area · 16
- 98th Street120 98th St NW Ste C2, Albuquerque, NM 87121Directions
- Cottonwood10090 Coors Blvd NW, Albuquerque, NM 87114Directions
- Journal Center7644 Jefferson ST NE, Albuquerque, NM 87109Directions
- Juan Tabo2801 Juan Tabo Blvd NE, Albuquerque, NM 87112Directions
- Ladera3205 Coors Blvd NW, Albuquerque, NM 87120Directions
- Lobo Landing1 University of New Mexico, Student Union Bldg., The University of New Mexico, Albuquerque, NM 87131Directions
- Montgomery Branch7530 Montgomery Blvd NE, Albuquerque, NM 87109Directions
- North Valley6125 4th St NW, Albuquerque, NM 87107Directions
- Paseo Del Norte8321 Palomas Ave NE, Albuquerque, NM 87109Directions
- South Eubank401 Eubank Blvd SE, Building 2, Suite G, Albuquerque, NM 87123Directions
- South Valley3600 Coors Blvd SW, Albuquerque, NM 87121Directions
- University1801 Lomas Blvd NE, Albuquerque, NM 87106Directions
- Uptown6501 Indian School Rd NE, Albuquerque, NM 87110Directions
- Valencia320 Main St NW, Los Lunas, NM 87031Directions
- Enchanted Hills7840 Enchanted Hills Blvd NE, Rio Rancho, NM 87144Directions
- Unser2001 Unser Blvd SE, Rio Rancho, NM 87124Directions
Las Cruces area · 4
- Las Cruces1715 E University Ave, Las Cruces, NM 88001Directions
- Las Cruces S Alameda230 S Alameda Blvd, Las Cruces, NM 88005Directions
- NMSU Corbett Center Branch1600 International Mall, Las Cruces, NM 88003Directions
- Sonoma4161 White Sage Arc, Las Cruces, NM 88011Directions
Santa Fe area · 3
- DeVargas502 N Guadalupe St, Santa Fe, NM 87501Directions
- Southside5621 Herrera Dr, Santa Fe, NM 87507Directions
- St Michaels1710 Saint Michaels Dr, Santa Fe, NM 87505Directions
Deming area · 1
- Deming108 W Maple ST, Deming, NM 88030Directions
Socorro area · 1
- Socorro1019 N California St, Socorro, NM 87801Directions
Taos area · 1
- Taos640 Paseo Del Pueblo Sur, Taos, NM 87571Directions
Texas
5 branches
- Castellano Branch4849 N Mesa St, El Paso, TX 79912Directions
- Eastlake12320 Eastlake Blvd Ste 106, El Paso, TX 79928Directions
- Gateway6068 Gateway Blvd E, El Paso, TX 79905Directions
- Resler Branch7015 N Mesa St, El Paso, TX 79912Directions
- Vista Hills1790 N Lee Trevino Dr Ste 100, El Paso, TX 79936Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.20% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.79% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.77% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalNet worth ratio9.20%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.79%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Nusenda Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.