Nusenda Credit Union Savings & Money Market Rates

How Nusenda Credit Union’s savings rates compare

Compared with banks and credit unions near Albuquerque, NM, where Nusenda Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Nusenda Credit Union
1.10%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$110
Money Market Account
Top rate
Citizens Bank of Las Cruces
5.12%APY
Requires
Another account
Minimum
$25
Earns on $10,000 a year
$512
Citizens Bank of Las Cruces rates
2nd-highest rate
America First Credit Union
3.95%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$395
America First Credit Union rates

Compare savings rates near you →

86

Savings score

Higher than 73% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.25%
$10,000 balance$10,0001.10%
$100,000 balance$100,0001.35%
QualifiedQualified1.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Nusenda Credit Union ranks

By savings score, in each area where it has branches

And 2 more areas →

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

1.10%APY$1,000 to open

Must maintain an average monthly balance of $2,500 to avoid a $7.50 monthly maintenance fee. Variable-rate account; rates are subject to change after opening. Must maintain minimum daily balance each day to obtain disclosed APY.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,499Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.	0.25%	—	Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.
$2,500 – $99,999Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.	1.10%	$110	Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.
$100,000 – $249,999Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.	1.35%	—	Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.
$250,000 – $499,999Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.	1.75%	—	Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.
$500,000 – $999,999Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.	2.60%	—	Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.
$1,000,000 – $4,999,999Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.	2.85%	—	Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.
$5,000,000 and upAvoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.	3.10%	—	Avoid the $7.50 monthly maintenance fee by maintaining an average monthly balance of $2,500. Must maintain minimum daily balance each day to obtain APY.

Sources (2)

All captured Sep 16, 2026

Regular Savings

0.25%APY$5 to open

Dividends are compounded daily and paid monthly. No monthly fees. Minimum opening deposit is $5. Must maintain the minimum daily balance each day to obtain the disclosed APY.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100Non-Transaction Share/Dividend tier for minimum balance of $5.	0.00%	—	Non-Transaction Share/Dividend tier for minimum balance of $5.
$100 – $9,999Non-Transaction Share/Dividend tier for balances $100 – $9,999.	0.25%	—	Non-Transaction Share/Dividend tier for balances $100 – $9,999.
$10,000 and upNon-Transaction Share/Dividend tier for balances $10,000+.	0.25%	$25	Non-Transaction Share/Dividend tier for balances $10,000+.

Sources (4)

All captured Sep 16, 2026

Special-purpose accounts

Holiday Club Savings Account

3.50%APYClubPromotional$5 to open

Open for $5. Set up automatic deposits and contribute up to $500 per month. Matures on October 31, when funds automatically transfer to regular savings account.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upMatures on October 31. Maximum monthly deposit is $500.$5 and up	3.50%	$350	Matures on October 31. Maximum monthly deposit is $500.

Sources (3)

All captured Sep 16, 2026

Vacation Club Savings Account

3.45%APYClubPromotional$5 to open

Open for $5. Set up automatic deposits and contribute up to $500 per month. Matures on April 30, when funds automatically transfer to regular savings account.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upMatures on April 30. Maximum monthly deposit is $500.$5 and up	3.45%	$345	Matures on April 30. Maximum monthly deposit is $500.

Sources (3)

All captured Sep 16, 2026

IRA Savings

0.25%APYIRA$5 to open

Available as Traditional and Roth IRA savings accounts. Open with as little as $5. Contributions may be made by payroll deduction or automatic transfer. Combined IRA contribution limit applies ($7,000 in 2024, or $8,000 if age 50 and older).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upMust maintain minimum daily balance of $5 each day to obtain APY.$5 and up	0.25%	$25	Must maintain minimum daily balance of $5 each day to obtain APY.

Sources (3)

All captured Sep 16, 2026

Closed to new customers

Transaction Share

0.15%APY

This account option is no longer available. Variable rate account subject to change. Must maintain the minimum daily balance in your account each day to obtain the disclosed APY.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $9,999Tier for balances $100 – $9,999.	0.10%	—	Tier for balances $100 – $9,999.
$10,000 and upTier for balances $10,000+.	0.15%	$15	Tier for balances $10,000+.

Sources (1)

nusenda.org/news-resources/rates-fees · captured Sep 16, 2026

Who can join Nusenda Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

How Nusenda Credit Union’s savings rates compare

Nusenda Credit Union savings score

Current savings rates

Money Market Account

Regular Savings

Special-purpose accounts

Holiday Club Savings Account

Vacation Club Savings Account

IRA Savings

Closed to new customers

Transaction Share

Who can join Nusenda Credit Union