Credit union · NCUA insured
Seagoville FCU Savings Rates
Seagoville FCU’s best savings rate is 1.12% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Seagoville FCU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Seagoville FCU has the most branches. $10,000, best rate first.
This credit union’s best
Seagoville FCU
1.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $112
Share Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Seagoville FCU savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.12%
- $100,000 balance$100,0001.26%
- QualifiedQualified1.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Seagoville FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
1.12%APY
Rates vary by share balance tier; paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,000Share Balance from $50.00 to $3,999.99; Paid Quarterly. | 1.00% | — | Share Balance from $50.00 to $3,999.99; Paid Quarterly. |
| $4,000 – $20,000Share Balance from $4,000.00 to $19,999.99; Paid Quarterly. | 1.12% | $112 | Share Balance from $4,000.00 to $19,999.99; Paid Quarterly. |
| $20,000 and upShare Balance $20,000.00 and above; Paid Quarterly. | 1.26% | — | Share Balance $20,000.00 and above; Paid Quarterly. |
Sources (1)
- seagovillefcu.com/services/share-checking-rates · captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.85%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMatures 11/03/2026Any balance | 0.85% | $85 | Matures 11/03/2026 |
Sources (1)
- seagovillefcu.com/services/share-checking-rates · captured Sep 17, 2026
Who can join Seagoville FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this credit union are eligible to join.
Military, government and schools
- Civilian or military full time, permanent employees of the US Army Reserve in Seagoville, Texas are eligible to join.
- Employees of the Federal Bureau of Prisons, Consolidated Employee Services Center who work in or are paid or supervised from Grand Prairie, Texas are eligible to join.
- Employees of the Federal Bureau of Prisons Designations and Sentence Computation Center who work in or are paid or supervised from Grand Prairie, Texas are eligible to join.
- Employees of City of Seagoville, Texas who work in or are paid or supervised from Seagoville, Texas are eligible to join.
- Employees of the US Department of Justice and US Public Health Service who work at the Federal Correctional Institution in Seagoville, Texas are eligible to join.
6 more ways to join
Military, government and schools
- Permanent employees of the Post Office Department who work at the Seagoville Post Office are eligible to join.
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
- Employees of the Texas Vocational Rehabilitation Agency who work at the Federal Correctional Institution in Seagoville, Texas are eligible to join.
Family and household
- Members of the immediate families of qualifying persons are eligible to join.
- Spouses of persons who died while within the field of membership of this credit union are eligible to join.
Other ways
- Organizations of eligible persons are eligible to join.
Membership information collected October 5, 2026.