Credit union · NCUA insured
Seagoville FCU
A $16.2M credit union headquartered in Seagoville, TX, with 889 members and 1 branch in Texas. Best rates: savings 1.12% APY.
Seagoville FCU Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#36 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Seagoville FCU
Seagoville Federal Credit Union was founded on February 14, 1949.
The credit union serves the financial needs of government employees and their families in the Seagoville area.
- Headquarters
- 2209 N Highway 175, Seagoville, TX 75159-2137
- NCUA charter
- 6008
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this credit union are eligible to join.
Military, government and schools
- Civilian or military full time, permanent employees of the US Army Reserve in Seagoville, Texas are eligible to join.
- Employees of the Federal Bureau of Prisons, Consolidated Employee Services Center who work in or are paid or supervised from Grand Prairie, Texas are eligible to join.
- Employees of the Federal Bureau of Prisons Designations and Sentence Computation Center who work in or are paid or supervised from Grand Prairie, Texas are eligible to join.
- Employees of City of Seagoville, Texas who work in or are paid or supervised from Seagoville, Texas are eligible to join.
- Employees of the US Department of Justice and US Public Health Service who work at the Federal Correctional Institution in Seagoville, Texas are eligible to join.
6 more ways to join
Military, government and schools
- Permanent employees of the Post Office Department who work at the Seagoville Post Office are eligible to join.
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
- Employees of the Texas Vocational Rehabilitation Agency who work at the Federal Correctional Institution in Seagoville, Texas are eligible to join.
Family and household
- Members of the immediate families of qualifying persons are eligible to join.
- Spouses of persons who died while within the field of membership of this credit union are eligible to join.
Other ways
- Organizations of eligible persons are eligible to join.
Branches
1 branch in Texas
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Texas
1 branch
- Seagoville Federal Credit UnionMain office2209 N Highway 175, Seagoville, TX 75159Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 21.64% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.21% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.86% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $56 | $59 | — |
- CapitalNet worth ratio21.64%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.21%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$56Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Seagoville FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.