Credit union · NCUA insured
Houston Highway Credit Union Savings Rates
Houston Highway Credit Union’s best savings rate is 1.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Houston Highway Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Houston Highway Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Houston Highway Credit Union
1.05%APY
- Minimum
- $500
- Earns on $10,000 a year
- $105
Money Market
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Houston Highway Credit Union savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0001.05%
- $100,000 balance$100,0002.32%
- QualifiedQualified1.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Houston Highway Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.05%APY
Minimum opening deposit of $500.00. No account service fee. Interest is paid monthly, dividends are variable. Three balance tiers for higher dividend rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.01% | — |
| $2,500 – $25,000 | 1.05% | $105 |
| $25,000 – $75,000 | 1.76% | — |
| $75,000 and up | 2.32% | — |
Regular Savings
0.01%APY
Minimum balance of $25 is required to earn dividends. Dividends are declared and compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum deposit of $5 to open an account; minimum balance of $25 required to earn dividends. Dividends declared and compounded quarterly. No membership fees.$25 and up | 0.01% | $1 | Minimum deposit of $5 to open an account; minimum balance of $25 required to earn dividends. Dividends declared and compounded quarterly. No membership fees. |
Special-purpose accounts
IRA Deposit
0.05%APY
Available as Traditional and Roth IRA. No setup or maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Christmas Club
0.01%APY
Checks for saved funds are distributed on November 1st of each year; no withdrawals permitted during the year. Account can be closed anytime.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePayout occurs annually on November 1st; no withdrawals allowed during the year.Any balance | 0.01% | $1 | Payout occurs annually on November 1st; no withdrawals allowed during the year. |
Sources (2)
All captured Oct 6, 2026
Who can join Houston Highway Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships within a 10-mile radius of the credit union's location.
Membership information collected October 5, 2026.