Credit union · NCUA insured
Houston Highway Credit Union
A $47.4M credit union headquartered in Houston, TX, with 3,264 members and 1 branch in Texas. Best rates: CDs 3.49% and savings 1.05% APY.
Houston Highway Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#47 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Houston Highway Credit Union
Houston Highway Credit Union is a member-owned financial cooperative chartered in 1952 to serve employees of the Texas Department of Transportation District 12.
Headquartered in Houston, Texas, its membership is open to anyone who lives, works, or worships within a 10-mile radius of its location.
- Headquarters
- 8120 Washington Ave, Houston, TX 77007
- NCUA charter
- 67627
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships within a 10-mile radius of the credit union's location.
Branches
1 branch in Texas
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Texas
1 branch
- Houston Highway Credit UnionMain office8120 Washington Ave, Houston, TX 77007Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.14% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.39% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio10.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.14%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.39%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Houston Highway Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.