Members Financial Federal Credit Union Savings & Money Market Rates

How Members Financial Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Midland, TX, where Members Financial Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Members Financial Federal Credit Union
1.15%APY
Minimum
$1,000
Earns on $10,000 a year
$115
Money Market Account
Top rate
UMB Bank
3.71%APY
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates
2nd-highest rate
Chevron Federal Credit Union
3.15%APY
Minimum
$0
Earns on $10,000 a year
$315
Chevron Federal Credit Union rates

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Savings score

Higher than 69% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0001.15%
$100,000 balance$100,0001.25%
QualifiedQualified1.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Members Financial Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

1.15%APY$1,000 to open

Minimum opening balance of $1,000.00. Average daily balance of $2,000.00 required each day of the dividend period to earn APY. Maximum 3 withdrawals/transfers per month without fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,000 – $5,000Average daily balance of $2,000.00 required each day of the dividend period to earn APY.	1.00%	—	Average daily balance of $2,000.00 required each day of the dividend period to earn APY.
$5,000 – $30,000	1.15%	$115
$30,000 and up	1.25%	—

Sources (2)

All captured Sep 17, 2026

Savings

0.05%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 – $10,000	0.05%	—
$10,000 – $50,000	0.05%	$5
$50,000 and up	0.10%	—

Sources (1)

membersffcu.org/products/rates-fees · captured Sep 17, 2026

Special-purpose accounts

Holiday Savings

2.00%APYClub$25 to open

Initial deposit of $25.00 to open. Earn annual percentage yield on average daily balance if balance is $100.00 or greater. No minimum balance charges. Premature withdrawals through October 31st incur a $10.00 fee.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum deposit $100.00 for stated APY / initial deposit $25.00 to open.$100 and up	2.00%	$200	Minimum deposit $100.00 for stated APY / initial deposit $25.00 to open.

Sources (2)

All captured Sep 17, 2026

IRA Accounts

0.20%APYIRA

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.20%	$20

Sources (1)

membersffcu.org/products/rates-fees · captured Sep 17, 2026

Who can join Members Financial Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is open to anyone who lives, works, worships, or attends school in Midland County or Ector County.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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