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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 91–105 results in New York

  1. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min

    Credit union · 4 branches

    2.02%APY$202 a year on $10,000intro rate
  2. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionEmergency Fund SavingsSavings

    Credit union · 4 branches

    2.02%APY$202 a year on $10,000intro rate
  3. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionSecondary SavingsSavings

    Credit union · 4 branches

    2.02%APY$202 a year on $10,000intro rate
  4. Kaleida Health Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.50%–2.50% by balance

    Credit union · 3 branches

    2.00%APY$200 a year on $10,000
  5. ConnectOne BankConnect Money MarketConnect Money Market · $1,000 min · 2.00%–2.10% by balance

    Bank · 42 branches

    2.00%APY$200 a year on $10,000
  6. Top Carrot, Carrot Score 87
    NEW MILLENNIUM BANKSuper SavingsSavings · $10,000 min · 2.00%–2.75% by balance

    Bank · 3 branches

    2.00%APY$200 a year on $10,000
  7. Top Carrot, Carrot Score 89
    Cornerstone Community Federal Credit UnionCommunity SavingsSavings · $1,000 min

    Credit union · 7 branches

    2.00%APY$200 a year on $10,000
  8. Sawyer Savings BankHigh Yield SavingsSavings · $10,000 min · 0.00%–2.50% by balance

    Bank · 4 branches

    2.00%APY$200 a year on $10,000
  9. Dannemora Federal Credit UnionFree Kasasa SaverSavings · $5 min · 0.75%–2.00% by balance

    Credit union · 5 branches

    2.00%APY$200 a year on $10,000with conditions
  10. Top Carrot, Carrot Score 88
    Rhinebeck BankPremier SavingsSavings · $25 min · 0.05%–2.00% by balance

    Bank · 12 branches

    2.00%APY$200 a year on $10,000with conditions
  11. Top Carrot, Carrot Score 91
    Parks Heritage Federal Credit UnionMoney MarketMoney Market · $500 min · 0.05%–2.40% by balance

    Credit union · 1 branch

    1.90%APY$190 a year on $10,000
  12. CTBC BankOnline Personal SavingsSavings · $250 min · 1.80%–3.30% by balance

    Bank · 2 branches

    1.80%APY$180 a year on $10,000
  13. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.77%–2.69% by balance

    Credit union · 2 branches

    1.77%APY$177 a year on $10,000
  14. Top Carrot, Carrot Score 88
    CCSE Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.76%–2.27% by balance

    Credit union · 1 branch

    1.76%APY$176 a year on $10,000
  15. Top Carrot, Carrot Score 88
    Greater Chautauqua Federal Credit UnionMoney Market AccountMoney Market Account · $25 min · 0.00%–2.12% by balance

    Credit union · 4 branches

    1.76%APY$176 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in New York

716 accounts at 293 banks and credit unions · checked Oct 16–22

Typical
0.20%
Top 10% from
2.68%
Banks, typical
0.15%
Credit unions, typical
0.25%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate