Bank · FDIC insured
ConnectOne Bank Savings Rates
ConnectOne Bank’s best savings rate is 3.00% APY on $10,000, with its Connection Plus Savings. Rates checked October 22, 2026.
How ConnectOne Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where ConnectOne Bank has the most branches. $10,000, best rate first.
This bank’s best
ConnectOne Bank
3.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
Connection Plus Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
ConnectOne Bank savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ConnectOne Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Connection Plus Savings
3.00%APY
Available nationwide. Open your account with a deposit of $2,500 or more. Variable rate account. Rate matching available for advertised annual percentage yield (APY) and product of FDIC-insured competitor with retail locations in NY, NJ, and/or Palm Beach County, FL up to 90 days, up to a maximum of 4.50% APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Tier I. Variable rate account. | 0.00% | — | Tier I. Variable rate account. |
| $2,500 – $250,000Tier II. Variable rate account. | 3.00% | $300 | Tier II. Variable rate account. |
| $250,000 and upTier III. Variable rate account. | 3.10% | — | Tier III. Variable rate account. |
Connect Money Market
2.00%APY
Avoid the $10 monthly minimum balance fee by maintaining an average daily balance of $5,000 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Avoid $10 monthly fee with $5,000+ average daily balance. | 2.00% | $200 | Avoid $10 monthly fee with $5,000+ average daily balance. |
| $25,000 and upAvoid $10 monthly fee with $5,000+ average daily balance. | 2.10% | — | Avoid $10 monthly fee with $5,000+ average daily balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.