Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in New Jersey
- 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service fee. No minimum balance. Semi-annual dormancy fee of $6.00. Limited to 6 transfers or withdrawals via ACH debits, POS Debits, Internet banking, and telephone transfers a month. Variable-rate account.
Offer: Variable-rate account. No monthly service fee. Semi-annual dormancy fee of $6.00.
0.20% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate. Minimum $100 average daily balance requirement to avoid monthly Minimum Balance Fee of $3.00.
Offer: Minimum to obtain APY is $0.01. $100 average daily balance requirement avoids monthly $3.00 fee.
0.20% interest rate · $3 monthly fee · Effective Sep 28, 2026
Rate checked
More details - Rutgers Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.45% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires a Minimum Deposit for stated dividend. Minimum of $5 required in Primary Savings.
Offer: Requires a Minimum Deposit for stated dividend. Minimum of $5 required in Primary Savings
0.20% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.20% $25,000 – $74,999 0.25% $75,000 – $124,999 0.40% $125,000 and up 0.45% Rate checked
More details - Atlantic Health Employees Federal Credit UnionSavings AccountSavings · $50 min · 0.20%–0.50% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: We recommend that each member opens a checking and savings account when they join AHEFCU. In combination, these two accounts help meet everyday banking needs.
Offer: $50 minimum balance required to earn interest.
No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY $50 and upYour amount 0.20% $40,000 and up 0.50% Rate checked
More details - Haven Savings BankStep-Up Money Market AccountStep-Up Money Market Account · $5,000 min · 0.20%–3.00% by balance
Bank · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account. Interest is compounded daily and credited monthly. Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.
Offer: Compounding method: Daily, credited monthly. Monthly minimum balance fee of $15 if daily balance drops below $5,000 any day of the month. Minimum balance to obtain APY: $5,000.
0.20% interest rate · Compounded daily · $15 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for Step-Up Money Market Account Balance APY $5,000 – $24,999Your amount 0.20% $25,000 and up 3.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Interest is compounded continuously and credited quarterly. Rate may change after the account is opened. $15 fee if closed within six months of opening. Monthly minimum balance fee of $2 if daily balance drops below $50 on any day of the month.
Offer: $2 monthly maintenance fee if daily balance drops below $50 on any day of the month. Compounded continuously.
0.20% interest rate · $2 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account.
Offer: Compounding method: Daily. Minimum balance to obtain APY: $1,000.
0.20% interest rate · Effective Jun 30, 2026
Rate checked
More details - Advanced Financial Federal Credit UnionPrimary Share SavingsSavings · $5 min
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: A Primary Savings account is needed to open any other accounts. Minimum $5 deposit required to open and maintain ownership share/earn dividends. Direct deposit and e-statements available.
0.20% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.16%APY$16 a year on $10,000
Requirements
Product: Branch only. Interest compounded daily, posted monthly.
Offer: Interest Compounded Daily | Posted Monthly. Branch only.
0.16% interest rate · Compounded daily
Rate checked
More details - American Heritage Credit UnionIdentity Protection SavingsSavings · $100 min · 0.11%–0.16% by balance
Credit union · 5 branches
0.16%APY$16 a year on $10,000Requirements
Product: Monthly fee of $4.00 includes fraud and identity theft protection services, free overdrafts from primary Share Savings Account, and free mobile and direct deposit. Minimum balance to earn dividends is $100.
Offer: Minimum balance to earn dividends is $100.
0.11% interest rate · $4 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Identity Protection Savings Balance APY $100 – $10,000 0.11% $10,000 and upYour amount 0.16% Rate checked
More details - American Heritage Credit UnionPrimary Share SavingsSavings · $100 min · 0.11%–0.16% by balance
Credit union · 5 branches
0.16%APY$16 a year on $10,000Requirements
Product: Dividends are earned on the daily account balance and posted monthly. Minimum balance of $100 required to earn dividends.
0.11% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $10,000 0.11% $10,000 and upYour amount 0.16% Rate checked
More details - Princeton Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.03%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership in good standing required. Tiered dividend rates compounded and posted monthly. No monthly service fees. Unlimited monthly transactions.
0.03% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.03% $2,500 and upMinimum daily balance required to earn the annual percentage yield disclosed for the dividend period. Dividends compounded monthly, credited monthly. 0.05% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Structured as a traditional savings account without a passbook. Variable rate product; interest is compounded daily and paid monthly. Rates may change at any time.
Offer: Interest is compounded daily and paid monthly. Variable rate account.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Freedom BankPlatinum Money Market Account (Personal)Platinum Money Market Account (Personal) · $0 min · 0.15%–0.40% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account; interest is compounded daily and paid monthly. No minimum balance to open and no monthly service charges.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Platinum Money Market Account (Personal) Balance APY Up to $250,000Your amount 0.15% $250,000 – $500,000 0.30% $500,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Jan 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches