Bank · FDIC insured
Haven Savings Bank Savings Rates
Haven Savings Bank’s best savings rate is 0.75% APY on $10,000, with its E-Statement Savings Account. Rates checked October 22, 2026.
How Haven Savings Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Haven Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Haven Savings Bank
1.50%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $150
Safe Haven Relationship Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Haven Savings Bank savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0003.00%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Haven Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Step-Up Money Market Account
0.20%APY
Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account. Interest is compounded daily and credited monthly. Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $24,999Compounding method: Daily, credited monthly. Monthly minimum balance fee of $15 if daily balance drops below $5,000 any day of the month. Minimum balance to obtain APY: $5,000. | 0.20% | $20 | Compounding method: Daily, credited monthly. Monthly minimum balance fee of $15 if daily balance drops below $5,000 any day of the month. Minimum balance to obtain APY: $5,000. |
| $25,000 and upCompounding method: Daily, credited monthly. Monthly minimum balance fee of $15 if daily balance drops below $5,000 any day of the month. Minimum balance to obtain APY: $25,000. | 3.00% | — | Compounding method: Daily, credited monthly. Monthly minimum balance fee of $15 if daily balance drops below $5,000 any day of the month. Minimum balance to obtain APY: $25,000. |
Sources (3)
All captured Sep 19, 2026
Safe Haven Relationship Savings
1.50%APY
Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Minimum opening deposit of $1,000 (new money only). Must maintain a Savings Relationship Account linked to a Beacon Checking or Lighthouse 360 Checking. Maintain a daily balance of $1,000 or higher in account or relationship account to avoid a $15 maintenance fee. Interest is compounded and credited monthly based on daily balance. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit. | 0.50% | — | Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit. |
| $10,000 – $49,999Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit. | 1.50% | $150 | Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit. |
| $50,000 and upMust be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit. | 3.00% | — | Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit. |
Sources (1)
- havenbank.com/personal/savings-money-market-accounts · captured Sep 19, 2026
E-Statement Savings Account
0.75%APY
Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Rate may change after the account is opened. Interest is compounded continuously (per rate schedule) / compounded daily and credited monthly (per product overview). Monthly minimum balance fee of $5 if the daily balance drops below $2,500 on any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499$5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously. | 0.20% | — | $5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously. |
| $2,500 and up$5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously. Min balance to obtain APY is $2,500. | 0.75% | $75 | $5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously. Min balance to obtain APY is $2,500. |
Sources (2)
All captured Sep 19, 2026
Money Market Account
0.20%APY
Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upCompounding method: Daily. Minimum balance to obtain APY: $1,000.$1,000 and up | 0.20% | $20 | Compounding method: Daily. Minimum balance to obtain APY: $1,000. |
Sources (1)
- havenbank.com/deposit-rates · captured Sep 19, 2026
Statement Savings Account
0.20%APY
Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Interest is compounded continuously and credited quarterly. Rate may change after the account is opened. $15 fee if closed within six months of opening. Monthly minimum balance fee of $2 if daily balance drops below $50 on any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499$2 monthly maintenance fee if daily balance drops below $50 on any day of the month. Compounded continuously. | 0.20% | — | $2 monthly maintenance fee if daily balance drops below $50 on any day of the month. Compounded continuously. |
| $2,500 and up$2 monthly maintenance fee if daily balance drops below $50 on any day of the month. Compounded continuously. Min balance to obtain APY is $2,500. | 0.20% | $20 | $2 monthly maintenance fee if daily balance drops below $50 on any day of the month. Compounded continuously. Min balance to obtain APY is $2,500. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.