Credit union · NCUA insured
Princeton Federal Credit Union
A $170.7M credit union headquartered in Princeton, NJ, with 8,701 members and 1 branch in New Jersey. Best rates: CDs 4.25% and savings 1.25% APY.
Princeton Federal Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#12 of 30 in Trenton, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Princeton Federal Credit Union
Princeton Federal Credit Union is a member-owned financial cooperative originally chartered in 1972 by the faculty and staff of Princeton University.
Headquartered in Princeton, New Jersey, the credit union was chartered to primarily serve the greater Mercer County community.
- Headquarters
- 600 Alexander Park, Suite 203, Princeton, NJ 08540
- NCUA charter
- 21009
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All members of the Financial Fitness Association are eligible for membership.
- Employees or students of over 95 Select Employer/School Groups are eligible for membership.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- Alexander Road774 Alexander Rd, Princeton, NJ 08540Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.02% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.95% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.21% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $76 | $76 | — |
- CapitalNet worth ratio10.02%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.95%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.21%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$76Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Princeton Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.