Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Massachusetts
- Luso American Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,0000.10% interest rate · Effective Sep 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - Somerset Federal Credit UnionStatement Money Market AccountStatement Money Market Account · $1,000 min
Credit union · 2 branches
0.15%APY$15 a year on $10,0000.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be linked to a Personal NOW Account. Other Restrictions may Apply.
Offer: Must be linked to a Personal NOW Account Other Restrictions may Apply.
Qualified rate · 0.15% interest rate · Effective Oct 2, 2026
Rate checked
More details - City of Boston Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.15%–1.00% by balance
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must be eligible for City of Boston Credit Union membership. Dividends are compounded daily and credited monthly. Rates are variable and may change at any time. Minimum balance requirements apply to average daily balance.
Offer: Tier I / Tier One. Minimum balance to earn dividends is $1,000.00.
0.15% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and upYour amount 0.15% $20,000 and upTier II / Tier Two. 0.30% $50,000 and upTier III / Tier Three. 0.50% $100,000 and upTier IV / Tier Four. 1.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly maintenance fee. No minimum balance required.
Offer: Rates may change after the account is opened. Fees may reduce earnings.
0.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Stoughton Co-Operative BankMoney Market AccountMoney Market Account · $2,500 min · 0.01%–0.15% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Daily balance of $2,500 to waive the monthly service fees.
Offer: Minimum to earn APY is $25.00.
0.01% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $25 and up 0.01% $2,500 and upYour amountMinimum to earn APY is $2,500.00. 0.15% Rate checked
More details - Chelsea Employees Federal Credit UnionShare SavingsSavings · $25 min · 0.15%–1.26% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Establish membership with Chelsea Employees Federal Credit Union. Dividends earned daily and credited monthly or quarterly depending on average daily balance thresholds. Federally insured by NCUSIF/NCUA up to $250,000 with excess share insurance through MSIC.
Offer: Tier I minimum available balance to earn stated rate and APY.
0.15% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $25 and upYour amount 0.15% $20,000 and upTier II minimum available balance to earn stated rate and APY. 0.25% $50,000 and upTier III minimum available balance to earn stated rate and APY. 1.00% $100,000 and upTier IV minimum available balance to earn stated rate and APY. 1.26% Rate checked
More details - RiverWorks Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.10%–0.30% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account. Dividends compounded monthly. No interest penalty for closing account. Balance below $1,500.00 will receive the same rate as the regular savings account. If average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period. Variable share deposit rate account rates may change after account is opened. Fees could reduce earnings.
Offer: If average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period.
0.10% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $75,000 0.30% $75,000 – $100,000 0.30% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service fee of $3 is waived for 18/65 Accounts. Rate may change after opening. Fees could reduce earnings. In-branch opening required.
Offer: $3 monthly service fee if balance falls below $300 (waived for 18/65 Accounts). Minimum daily balance of $10 to obtain APY.
0.15% interest rate · $3 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rate may change after opening. Fees could reduce earnings. Student Checking preferred rate with linked savings account offers 1.00% APY on balances up to $2,500. Rewards Checking account holders receive a 0.05% APY bump, and Emerald Checking holders receive a 0.10% APY bump on a single savings product of choice.
Offer: Daily balance of $10 required to obtain APY. Rate may change after opening.
0.15% interest rate · No monthly fee
Rate checked
More details - Luso Federal Credit UnionClassic Now Money Market AccountClassic Now Money Market Account · $500 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Statement Share Account required to establish membership. Minimum to open is $100. Minimum to earn dividend is $500. Allows 6 free transactions per month ($10 per item thereafter).
Offer: Tier 1: balance $500 to $4999.99. $20 fee if balance below $5000.
0.10% interest rate · $20 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Classic Now Money Market Account Balance APY $500 – $5,000 0.10% $5,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open a share account with one share ($25.00) for lifetime membership. Minimum balance to earn a dividend is $100.00. Account closed within 90 days incurs a $10.00 fee. No monthly fees.
Offer: Dividends are paid and compounded quarterly from current income and available earnings after required transfers to reserves.
Compounded quarterly · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - Bank of EastonClassic Money Market AccountClassic Money Market Account · $2,500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum required to open account is $2,500. Minimum daily balance is required to earn Annual Percentage Yield (APY).
Offer: Minimum daily balance is required to earn Annual Percentage Yield (APY).
0.05% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Classic Money Market Account Balance APY $25 and up 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - All One Credit UnionPremium SavingsSavings · $40 min · 0.15%–0.35% by balance
Credit union · 11 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to an AOCU checking account.
Offer: Minimum balance of $40 to earn dividend.
Qualified rate · 0.15% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $50,000Your amount 0.15% Over $50,000 0.35% Rate checked
More details - Massachusetts Family Credit UnionMoney MarketMoney Market · $25 min · 0.05%–2.00% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership is open to persons who live or work in Essex and Middlesex County areas.
Offer: Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account.
0.05% interest rate · Compounded monthly · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.05% $5,000 – $24,999Your amount 0.15% $25,000 – $99,999 1.00% $100,000 – $199,999 1.00% $200,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches