Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Indiana
- Tech Credit UnionMembership SavingsSavings · $25 min · 0.00%–0.60% by balance
Credit union · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Establishes membership in Tech Credit Union; requires maintaining minimum share balance. No monthly service fees. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Dividends paid are determined by the amount of deposit balance within each rate tier.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $25 0.00% Up to $1,000 0.10% $1,000 – $5,000 0.10% $5,000 – $10,000Members 60+ with minimum $5,000 in Membership Savings receive Prime Time benefits. 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.35% $50,000 and up 0.60% Rate checked
More details - Financial Health Federal Credit UnionEmergency Fund AccountSavings · $0 min
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: No minimum deposits or balance rules. Dividends paid monthly on the average daily balance. Withdrawals allowed less a $5 service charge. Variable rates subject to change.
Offer: Dividends paid monthly on average daily balance. No minimum deposits or balance rules. Variable rate.
Rate checked
More details - 0.18%APY$18 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. Maintenance fee waived with balances over $100.
Offer: Monthly maintenance fee of $1.00 waived with balances over $100. Interest compounded and credited quarterly.
$1 monthly fee · Effective Sep 29, 2026
Rate checked
More details - Community Link FCUMoney Management SavingsSavings · $0 min · 0.10%–0.28% by balance
Credit union · 2 branches
0.17%APY$17 a year on $10,000with conditionsRequirements
Product: Limited transaction account serving as an alternative to share certificates. Limited to one withdrawal per quarter without penalty ($10 fee per excess withdrawal). Permissible transfers out via MSR, Digital Banking, or Telephone Banking. No access permitted by debit card or ACH. Unlimited deposits via MSR, Digital Banking, and Telephone Banking. $25 fee if closed within 6 months of opening. Monthly dividends. No minimum balance requirement. Rates vary depending on whether relationship requirements are met. CLFCU membership required.
Offer: Without relationship
Qualified rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Management Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.17% $25,000 – $50,000 0.28% Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Savings balance when meeting monthly qualifications and maintaining a combined $2,500 balance in eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Credit union membership account required to take advantage of credit union products and services. Dividends compounded daily and paid monthly.
0.15% interest rate · Compounded daily · Effective Dec 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership qualifying account required (for new membership after 11/1/25). Interest compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 21, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Base rate when qualifications are not met. Requires minimum average daily balance of $5,000 in Relationship Savings. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $1,000 min
Credit union · 3 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $250.00. Withdrawals only allowed every 12 months with early withdrawal penalty.
Offer: Dividends paid monthly. Withdrawals allowed only every 12 months.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends compounded daily and paid quarterly. No regular monthly fee.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Sep 30, 2026
Rate checked
More details - Chiphone Federal Credit UnionMoney MarketMoney Market · $500 min · 0.05%–1.26% by balance
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest-bearing account. Dividends compounded daily and credited monthly. Account transfer and withdrawal limitations apply (no more than 6 transfers/withdrawals per month under Reg D; $5.00 fee per transfer exceeding 6). Three checks can be written free per month ($1.00 per check after three). Membership requires purchasing and maintaining 1 share ($5.00 par value). Disclosures refer to account as Money Market Draft.
Compounded daily · Effective Jun 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and upYour amount 0.15% $30,000 and up 0.35% $80,000 and up 0.75% $100,000 and up 1.26% Rate checked
More details - First Robinson Savings BankMoney Market AccountMoney Market Account · $100 min · 0.10%–0.25% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Avoid the $5 monthly service charge by maintaining a $1,000 average balance. Free online banking, mobile banking, and eStatements. Direct check writing available.
Offer: Avoid the $5 monthly service charge by maintaining a $1,000 average balance; no minimum balance to earn APY.
0.10% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.10% $1,000 – $2,499 0.10% $2,500 – $24,999Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - The Farmers State BankPlatinum Harvest Money Market SavingsPlatinum Harvest Money Market Savings · $10,000 min
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum to open/minimum balance – $10,000. Interest paid monthly. $10,000 minimum average daily balance to earn interest. $50 per month charge if the average daily balance falls below $10,000.
Offer: Requires $10,000 minimum average daily balance to earn interest. $50 per month charge if average daily balance falls below $10,000.
0.15% interest rate · $50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
458 accounts at 172 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 1.98%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch