Bank · FDIC insured
The Farmers State Bank Savings Rates
The Farmers State Bank’s best savings rate is 0.15% APY on $10,000, with its Platinum Harvest Money Market Savings. Rates checked October 16, 2026.
How The Farmers State Bank’s savings rates compare
Compared with banks and credit unions near Greenville, OH, where The Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Farmers State Bank
0.15%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $15
Platinum Harvest Money Market Savings
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Greenville National Bank
0.30%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $30
The Farmers State Bank savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Farmers State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Harvest Money Market Savings
0.05%APY
Minimum to open/minimum balance – $1000. Interest paid monthly. $1000 minimum average daily balance to earn interest. $5 per month charge if the average balance falls below $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000Requires $1,000 minimum average daily balance to earn interest. $5 per month charge if average balance falls below $1,000. | 0.05% | $5 | Requires $1,000 minimum average daily balance to earn interest. $5 per month charge if average balance falls below $1,000. |
| $25,000 – $75,000Requires $1,000 minimum average daily balance to earn interest. $5 per month charge if average balance falls below $1,000. | 0.10% | — | Requires $1,000 minimum average daily balance to earn interest. $5 per month charge if average balance falls below $1,000. |
| $75,000 and upRequires $1,000 minimum average daily balance to earn interest. $5 per month charge if average balance falls below $1,000. | 0.15% | — | Requires $1,000 minimum average daily balance to earn interest. $5 per month charge if average balance falls below $1,000. |
Sources (1)
- myfsb.bank/savings-products/money-market-savings · captured Oct 6, 2026
Platinum Harvest Money Market Savings
0.15%APY
Minimum to open/minimum balance – $10,000. Interest paid monthly. $10,000 minimum average daily balance to earn interest. $50 per month charge if the average daily balance falls below $10,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upRequires $10,000 minimum average daily balance to earn interest. $50 per month charge if average daily balance falls below $10,000.$10,000 and up | 0.15% | $15 | Requires $10,000 minimum average daily balance to earn interest. $50 per month charge if average daily balance falls below $10,000. |
Sources (1)
- myfsb.bank/savings-products/pl…num-money-market-savings · captured Oct 6, 2026
Variable Passbook Savings
0.05%APY
$5 per quarter charge if the average daily balance falls below $100. 8 free withdrawals per quarter; $5 per withdrawal greater than 8.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25$25 minimum average daily balance to earn interest. Interest credited quarterly. $5 per quarter charge if average daily balance falls below $100. | 0.00% | — | $25 minimum average daily balance to earn interest. Interest credited quarterly. $5 per quarter charge if average daily balance falls below $100. |
| $25 and upInterest credited quarterly. $5 per quarter charge if average daily balance falls below $100. | 0.05% | $5 | Interest credited quarterly. $5 per quarter charge if average daily balance falls below $100. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Christmas Club Savings
0.10%APY
Funds must be maintained in the account until distribution by check in October to receive interest earned. Accounts are closed in October annually and a check is issued/mailed to the owner. No monthly fees or maintenance charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upInterest is credited to the account annually. Accounts closed in October every year with check mailed to owner.$1 and up | 0.10% | $10 | Interest is credited to the account annually. Accounts closed in October every year with check mailed to owner. |
Sources (2)
All captured Oct 6, 2026
Vacation Club Savings
0.10%APY
In April of every year, all Vacation Club Savings accounts are closed and checks issued to owners. Interest paid annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upInterest credited annually. All accounts closed in April each year and check mailed to account owner.$1 and up | 0.10% | $10 | Interest credited annually. All accounts closed in April each year and check mailed to account owner. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.