Credit union · Privately insured
Beacon Credit Union
A $1.8B credit union, the 286th largest of 4,329, headquartered in Wabash, IN, with 54,371 members and 23 branches in Indiana. Best rates: CDs 4.35% and savings 0.90% APY.
Beacon Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#2 of 2 in Wabash, IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About Beacon Credit Union
Founded in 1931 by seventy-five farmers in Wabash County, Indiana, Beacon Credit Union began as a financial cooperative providing savings and dependable loan programs to local farmers.
Today, the member-owned cooperative is the largest agricultural lending credit union in the nation.
Beacon Credit Union operates over 22 full-service member centers and serves more than 53,000 members across Indiana and all 50 states.
- Headquarters
- 586 S Wabash St, Wabash, IN 46992-3328
- NCUA charter
- 82791
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in any of 56 specified Indiana counties are eligible to join Beacon Credit Union.
Cost to join
- Opening a membership requires a $5 initial account opening ownership share deposit.
Branches
23 branches in Indiana
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Indiana
23 branches
Wabash area · 4
- Wabash Admin BuildingMain office586 S Wabash St, Wabash, IN 46992Directions
- N Manchester1301 State Road 114 W, N Manchester, IN 46962Directions
- Wabash641 S Miami St, Wabash, IN 46992Directions
- Wabash North100 Wedcor Ave, Wabash, IN 46992Directions
Auburn area · 3
- Auburn 7th Street136 W 7th St, Auburn, IN 46706Directions
- Grandstaff715 N Grandstaff Dr, Auburn, IN 46706Directions
- Garrett1114 S Randolph St, Garrett, IN 46738Directions
Logansport area · 2
- Logansport East216 Mall Rd, Logansport, IN 46947Directions
- Logansport West1405 W Market St, Logansport, IN 46947Directions
Peru area · 2
- Peru North820 N Broadway, Peru, IN 46970Directions
- Peru West904 W Main St, Peru, IN 46970Directions
Rochester area · 2
- Rochester North504 Main St, Rochester, IN 46975Directions
- Rochester South430 Rouch Place Dr, Rochester, IN 46975Directions
Huntington area · 1
- Huntington136 Northpoint Ave, Huntington, IN 46750Directions
Marion area · 1
- Marion1603 N Baldwin Ave, Marion, IN 46952Directions
Bedford area · 1
- MItchell1505 W Main St, Mitchell, IN 47446Directions
Fort Wayne area · 1
- New Haven10983 Isabelle Dr, New Haven, IN 46774Directions
Orleans area · 1
- Orleans870 S Maple St, Orleans, IN 47452Directions
Plymouth area · 1
- Plymouth855 N Oak Dr, Plymouth, IN 46563Directions
Rushville area · 1
- Rushville Office152 E US Highway 52, Rushville, IN 46173Directions
Louisville/Jefferson County area · 1
- Salem300 N Water St, Salem, IN 47167Directions
Seymour area · 1
- Seymour Office1459 W Tipton St Ste C, Seymour, IN 47274Directions
Warsaw area · 1
- Warsaw2514 E Center St, Warsaw, IN 46580Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.52% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.47% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.68% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $89 | $88 | — |
- CapitalNet worth ratio13.52%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.47%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.68%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$89Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Beacon Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.