Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Indiana
- 0.36%APY$36 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $50,000Your amount 0.36% $50,000 and up 0.16% Rate checked
More details - Home National BankMoney Market SavingsMoney Market Savings · $10,000 min · 0.25%–2.27% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Maintain $5,000 minimum balance to avoid monthly service charge. Pays tiered interest on all balances. Compounded and paid monthly. First 6 debits per month free, then $5.00 per debit. Recommended balance greater than $10,000.
Offer: $5 monthly service charge if balance falls below $5,000. 6 debits per month without fee ($5 per debit after first 6). Interest compounded and paid monthly.
0.25% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 – $100,000 0.75% $100,000 – $250,000 1.26% $250,000 – $500,000 1.76% $500,000 and up 2.27% Rate checked
More details - 0.35%APY$35 a year on $10,000intro rate
Requirements
Product: Recommended for balances of $5,000 or greater. Interest compounded and paid monthly on tiered balances.
Offer: Variable rate subject to change after opening. Displayed APY based on a $1,000 account balance.
Promotional rate · 0.25% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Home Tiered Savings Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 – $100,000 0.65% $100,000 and up 0.85% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Initially required to open a savings account with a minimum deposit of $5.00 (one share). No service charge for active accounts. Dividends paid quarterly on balances over $100.
Offer: No service charge for active accounts. Dividends paid quarterly on balances over $100.
Rate checked
More details - Alliance BankPersonal Money MarketPersonal Money Market · $0 min · 0.34%–1.00% by balance
Bank · 7 branches
0.34%APY$34 a year on $10,000Requirements
Product: Tiered-Interest Bearing Account. Interest is compounded and credited monthly to the account balance. $10.00 Monthly Service Charge waived by maintaining a minimum daily balance of $5,000 or more. Free Online Statements; Paper Statements available for $3 per month.
Offer: Monthly service charge waived with minimum daily balance of $5,000 or more.
0.34% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.34% $25,000 – $50,000 0.49% $50,000 – $100,000 0.75% $100,000 – $250,000 0.90% $250,000 and up 1.00% Rate checked
More details - Fort Financial Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–1.25% by balance
Credit union · 7 branches
0.30%APY$30 a year on $10,000Requirements
Product: $5 minimum opening balance. $2,500 minimum balance to earn dividends. Unlimited transactions, minimum $250 per transaction. Dividends are calculated daily and credited monthly.
0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.30% $25,000 – $49,999 0.60% $50,000 – $100,000 1.00% $100,000 and up 1.25% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 48 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 20 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - Greenville National BankPremier Money Market (Personal)Premier Money Market (Personal) · $5,000 min · 0.30%–1.25% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Balances below the minimum earn no interest and are subject to a monthly fee of $12.00.
Offer: Tier 5 balance tier. Balances below minimum earn no interest and are subject to monthly fee.
0.30% interest rate · $12 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Premier Money Market (Personal) Balance APY $5,000 and upYour amount 0.30% $25,000 and upTier 4 balance tier. 0.50% $50,000 and upTier 3 balance tier. 0.75% $100,000 and upTier 2 balance tier. 1.00% $200,000 and upTier 1 balance tier. 1.25% Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - Indiana Members Credit UnionMembership SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 33 branches
0.30%APY$30 a year on $10,000Requirements
Product: Membership savings account required. Dividend rate is variable and may change after account is opened. Free eStatements.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $999 0.05% $1,000 – $9,999 0.15% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - First Federal Savings BankNext Generation SavingsSavings · $100 min · 0.00%–0.50% by balance
Bank · 9 branches
0.30%APY$30 a year on $10,000Requirements
Product: Zero monthly service charges with a daily balance of $100 or more; $5 monthly fee applies if daily balance falls below $100. Free online and mobile access, free eStatements, free notary service, unlimited account transfers to any First Federal Savings Bank/Home Building Savings Bank account.
Offer: Monthly fee waived with daily balance of $100 or more.
$5 monthly fee
Rate by balance
Rate by balance for Next Generation Savings Balance APY Up to $99 0.00% $100 – $2,499 0.10% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.30% $25,000 – $99,999 0.30% $100,000 – $249,999 0.40% $250,000 and up 0.50% Rate checked
More details - Allegius Credit UnionInsured Money MarketInsured Money Market · $2,500 min · 0.30%–0.40% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Dividends on Insured Money Market Accounts are paid on the average daily balance and compounded and credited monthly. Unlimited in-person withdrawals or by mail; 3 free withdraws per month; $10 per withdraw thereafter.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Insured Money Market Balance APY $2,500 – $24,999Your amount 0.30% $25,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
458 accounts at 172 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 1.98%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch