Bank · FDIC insured
First Federal Savings Bank
A $575.6M bank headquartered in Evansville, IN, with 10 branches in 2 states. Best rates: CDs 3.75% and savings 0.30% APY.
First Federal Savings Bank Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#10 of 13 in Evansville, IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Federal Savings Bank
First Federal Savings Bank was founded in 1904 as West Side Building Loan and Savings Association and is owned by its holding company, First Bancorp.
Headquartered in Evansville, Indiana, the bank operates 10 branches across the Evansville, Newburgh, Henderson, Petersburg, and Washington areas.
- Headquarters
- 5001 Davis Lant Dr, Evansville, IN 47715
- FDIC certificate
- 29056 ↗
Branches
10 branches in 2 states
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Indiana
9 branches
Evansville area · 7
- First Federal Savings BankMain office5001 Davis Lant Dr, Evansville, IN 47715Directions
- 11201 Upper Mt. Vernon Road Branch11201 Upper Mt. Vernon Road, Evansville, IN 47712Directions
- Bellemeade Avenue Branch4601 Bellemeade Ave, Evansville, IN 47714Directions
- First Avenue Branch4451 1st Ave, Evansville, IN 47710Directions
- Franklin Street Branch2200 W Franklin St, Evansville, IN 47712Directions
- University Branch4615 University Dr, Evansville, IN 47712Directions
- Newburgh Branch8388 Bell Oaks Dr, Newburgh, IN 47630Directions
Petersburg area · 1
- Petersburg Branch501 E Main St, Petersburg, IN 47567Directions
Washington area · 1
- Washington Branch200 E Van Trees St, Washington, IN 47501Directions
Kentucky
1 branch
- Henderson Branch2555 Us 41 N, Henderson, KY 42420Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.54% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.24% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $91 | $81 | — |
- CapitalLeverage ratio9.54%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.24%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$91Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Federal Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.